The Lion Life Insurance Blog

If you fancy yourself as the next James Bond and you’ve been wondering how your passion for adrenaline-pumping pastimes could affect your life insurance premiums, you’re in the right place.

Most people want to spend as little as possible on life insurance and mrotgage protection.

And that's fair enough, I'm one of them.

But if you spend your weekends lobbing yourself out of a plane, diving into the ocean deep, or spinning your wheels on the Motorcross track, then I’m pretty sure you're not going to quit those hobbies just to get a cheaper quote.

So how much more are you looking at?

You might have been worried about clicking on this page.

There's no need.

Blood clots are run-of-the-mill.

Yes, sometimes they’re serious, but usually not life-threatening.

But as with anything health-related, you're wondering if that blood clot will affect your chances of getting life insurance or mortgage protection.

If you're the main earner in your home and you've been flip-flopping over the idea of getting a life insurance policy, well, you're in the right place.

Life insurance is the only backup plan to protect your family financially and maintain the lifestyle you provided for them.

Whether you are the sole earner in your household or bring home more than your partner, you know how much your family rely on your steady income.

It keeps them housed, fed, clothed and watered.

Family life is expensive.

Getting a mortgage was a cinch in olden times (the noughties).

Deposit? Pah - 100% mortgages were the norm.

3.5 times income? Pfff -  Borrowing 8 times income was a breeze

You could even self-certify your earnings!

Yeah, I know, it didn't end well, and this laxer lending made the Central Bank more cautious when laying down Ireland's current mortgage lending rules.

But are things changing?

So, you’ve done it. You’ve hit the big four-oh

Welcome to the club!

Where did that time go?

Sure wasn’t it only last year that Jackie Charlton was leading the Irish team to glory, or Johnny Logan was asking all of Europe to hold him now?

Think you can't get life insurance because you're in your 60s?

Think again.

I can get you affordable cover as long as you have no major health issues,

Is the whole house-buying industry a money-making business? I’ll let you make up your mind but let’s put it this way, buying a home is not cheap.

If you're new to the homeownership game, you might not even be aware of all the little extras that add up quickly.

Don’t worry, I want to get you all caught up, so you don’t get caught out.

Here are the extra money-sucking things you’ll need to plan for if you want to buy a home in Ireland.

There are certain milestones in life that you’ll cling to as proof that you are an actual adult – even though “adult” can feel like a state of mind as your age slowly and not-so-assuredly creeps up.

Meeting the other half who you’re serious enough about that you’re happy to sit in and watch Love Island or whatever sportsball they’re into. Sustaining said relationship, even through wobblers about wet towels and whose turn it is to load the dishwasher. Finding the first few grey hairs. Having very serious discussions with your friends in the pub about mortgages and personal finances and babies.

Very strongly considering applying for a mortgage....

Blood cell disorders impair the formation and function of either red blood cells, white blood cells or platelets.

Red blood cells transport oxygen to organs and tissues.

White blood cells fight infections.

Platelets help the blood to clot.

In this article we look at how each type of blood disorder will affect your application.

We all want to kiss our children goodnight and drift off to sleep safe in the knowledge they'll be OK if we don't make it through the night - or the next day!

So, why aren't more of us talking about life insurance?

Well, there are probably a bazillion reasons that are outside the scope of this blog, but here are the top 5 reasons we tend to shy away from this important topic.

What's your excuse, eh??