The Lion Life Insurance Blog

Worried that a history of depression will make it hard to get life insurance?

We know where to apply so you'll get cover at a fair price, hassle-free.

You're looking for a mortgage protection policy:

You're probably  looking for the best priced mortgage protection policy.

But will you find the best value mortgage protection policy?

You will if you keep on reading.

But then Sarah gets sick.

She’s out of work for a week because of cramps. The company she works for are decent and pay her for up to 10 sick days a year. Sarah’s not worried.

But then the cramps don’t go away and she finds out she’s got cancer and she’s about to face a long medical battle, and god knows how long out of work.

Those 10 paid sick days are all the company cover.

So, what happens next? And what if something like that were to happen to you?

You're looking for mortgage protection.

You're a first time buyer.

You've come to the right place

The two things that piss everybody off about life insurance are:

Having to pay for it
Not getting anything from it

I have the solution.

It's possible to get life insurance after a heart attack.

But there are a number of factors you need to be aware of.

I discuss them in more detail in this post.

You can get life insurance and mortgage protection cover after having a stent fitted.

Here we go through the factors the underwriters will consider before offering cover.

Be warned! If you're under 40, it's going to be difficult to get cover.

The life insurance company isn't trying to catch you out.

Yeah, yeah, I know you're a teeny bit sceptical but hear me out!

Currently, the insurers only refuse around 5% of all the life insurance and serious illness claims that they receive.

Or putting a more positive spin on it, they pay 95 in 100 claims. Not bad, eh?

It's possible to get life insurance with cardiomyopathy if you apply to the most sympathetic insurer.

But it's not straightforward.

Here's our guide.

You and I have a lot in common.

Like me, you’re self-employed, or your partner is.

Like me, you’ve taken a risk by forfeiting a cushy role as an employee where you had the comfort of a regular income.

You’ve left behind benefits like income protection and death in service.

And you waved goodbye to illness benefit from the state should you get sick.

Are you CRAZY?