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There's a very clever way of buying more life insurance cover yet paying less.

And it's so easy to do.

That's what I look at in today's blog.

In today’s blog, I’m going to walk you through why choosing the right insurer is so important and give you some fire tips on how to get the right insurance for you.

Because nothing inspires faith quite like an insurance broker and his fire tips. 

🔥🔥

Here’s the thing: if you have a family or dependents of any kind, you’d be a fecking eejit not to consider Life Insurance.

There, I said it.

A fecking eejit, no less. 

It’s simple: if you died, your income would disappear. Of course, your other half or kids would be devastated. But in cold, real terms, what happens after the dust has settled and they’re left struggling because you never got around to sorting insurance? 

Their financial security is the biggest motivation I can give you for getting Life Insurance, but let’s look at a couple more reasons too.

But what happens if you can’t work for a long time? Maybe you’re in a car accident or experience depression or fall ill. That magic money machine is about to stop chugging out the good stuff.

It’s why Income Protection is so important.

But if you’re someone who works a job that insurers categorise as risky, you might be facing massive, stonking premiums.
Which might lead you to believe insuring your income is out of reach.

This is where Wage Protector can help.

Buying a house, as we all know, is a pain in the hole as it involves any number of the following:

Keeping a paper trail.
Dealing with estate agents.
Living at home in the box room with yer ma and da for a year to save a deposit. 
Paperwork. 
Dealing with estate agents.
More paperwork. 
Budgeting for stamp duty and a solicitor.

It’s no wonder you might be tempted just to say ‘feck it’ and go with your bank when they offer you a Mortgage Protection policy. But don't!

Cast your mind back to History class in school and the epic battles of our time. 

The Battle of Hastings.

The Siege of Stalingrad.

The Invasion of Normandy.

 Millions fought in bloody, awful wars.

And now we have the Battle of the Brokers, where a man on the internet will compare Life Insurance brokers so you can choose which one is right for you. 

It’s scintillating stuff, folks.

Generally, there are two types of dangerous jobs:

Sexy, movie-type dangerous jobs such as bank robbers and ninjas and assassins, like in Mr and Mrs Smith, where Brad Pitt and Angelina Jolie try to murder each other a bunch. But, like, sexily.

And then there are insurance-type dangerous jobs.

Which: not sexy.

The kind of job that will make an insurer rankle and rub his chin and ponder,

"hmmm, now I don’t know about that.”

You may be worried about applying for mortgage life insurance with epilepsy.

You've come to the right place.

We've helped lots of our friends get cover with the least amount of hassle - here's our quick guide.

Some things in life will make you sit back and take stock of everything.

Getting married. Having kids. Your favourite team winning the Champions League and Premiership in the same season (as a Gooner, I'll never EVER know how that feels)

Those are the good ones.

But the flip side is correct too: a sudden death, cancer, or an accident can leave you reeling. Especially if it’s something like a car crash that can hit so entirely out of the blue.  

Income protection is the Daddy of all protection products.

If you don't have it through work, you're a lunatic if you don't buy your own policy.

Seriously, think about what would happen if your income stopped long term.

Stick a few quid away on income protection and breathe easy knowing you're covered.