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We're arranged cover for client with all kinds of weird and wonderful health conditions.

So nothing phases us.

Here are the 23 most common conditions we come across.

It's possible to get life insurance after cancer.

But it depends on the type of cancer and how aggressive it was.

Here's out quick guide to applying for life cover after cancer.

Sometimes finding information on government websites can feel a bit like a hero’s journey straight out of your favourite fantasy novel.

Start on one website, end up on six different sites, pick up a stray Hobbit, pass through Mordor, defeat Sauron, and land on a page that’s meant to help – and yet you’ve still no idea what counts as a qualified adult and what all the numbers in front of you means.

All you want to do is figure out how to protect yourself if you got sick. And yet…what’s all this gobbledegook and either/or logic around PRSI and relevant tax years?

Once upon a time, Ireland’s entire housing market descended into a massive ball of fire.

I’m sure you’re familiar with it.

One of the things that fell away, alongside property prices (now rising meteorically again) was the habit of switching mortgages.

Has a life insurance insurance company loaded your policy due to a health issue?
Even worse, have they declined you for life assurance?

You're not alone, the majority of our customers have quirky health issues which some insurers are only too happy to charge extra premium for. We're here to make sure you pay as little as possible for your cover, we might not be able to get you the standard price but we'll get as close to it as possible.

How?

Let me tell you...

Thrombocytopenia – granted it’s a big word, even bigger than marmalade, but it simply means you suffer from a low blood platelet (thrombocyte) count. It happens when platelets are lost from circulation faster than they can be replaced from the bone marrow where they are made.

But I guess you know this already so you’re wondering how it will affect your chances of getting life insurance or mortgage protection.

Listen up, here’s the deal:

Don't worry, it's possible to get life insurance with a pre-existing condition but for your own sake, please use a broker who deals with ALL of the life insurance providers

I cannot stress how important this is.

If you approach a broker after you've been declined, postponed or had your premium increased then you have a problem as you'll face this question on all subsequent applications:

So how do you go about getting a mortgage?

Well, if you’re in Dublin, you’ll probably look at house prices, cry a bit and give in to the inevitability of having to live out of your parent’s gaff for the next decade.

Be grand.

For everyone else? Follow along.

It's possible to get life insurance with cardiomyopathy so long as you apply to the most sympathetic insurer.

But it's not straightforward.

Here's our guide.

You're looking for mortgage protection.

You're a first time buyer.

You've come to the right place