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When Should You Apply for and Start Your Mortgage Protection Policy?

You should apply for mortgage protection as soon as you go sale agreed.

You should issue your mortgage protection policy before you sign binding contracts.

This is the only way to avoid the heartache of not being able to buy your home due to an unexpected health issue.

Income Protection for the Self Employed & Freelancers

If you’re self-employed and can’t work due to illness or injury, your income stops immediately.

This guide explains how income protection works for sole traders and contractors, what insurers actually assess, and how to avoid costly mistakes when applying.

Digestive Conditions & Life Insurance

Most digestive conditions don’t automatically block life insurance or mortgage protection in Ireland.

What matters is the specific condition, whether investigations are complete, and applying in the right order.

Income Protection for Nurses: When the Union Scheme Isn’t an Option

Union income protection schemes work well for many nurses.

This page explains when personal income protection may be worth considering instead, particularly for private sector nurses or those affected by health exclusions.

What Are the Most Common Life Insurance Mistakes in Ireland?

Most life insurance mistakes aren’t about choosing the wrong policy.

They happen earlier than that.

This guide explains what goes wrong most often in Ireland and how to avoid decisions that can quietly limit your options later.

Income Protection for Construction Workers

Income protection for builders in Ireland isn’t restricted by the job itself, but outcomes vary by occupation class and insurer approach.

This guide explains what really affects cost, exclusions, and how to apply properly.

Mortgage Protection Insurance for Cancer Survivors in Ireland

If you’ve had cancer and you’re applying for mortgage protection in Ireland, the rules have changed.

This guide explains how the Code of Practice works, who qualifies, what still needs to be disclosed, and where applications can become more nuanced.

Can Bonuses and Commission Be Included in Income Protection in Ireland?

Some bonuses and commission can be included in income protection, but only in specific circumstances.

What matters is how regular the income is, how it’s taxed, and how it can be proven.

Do You Pay Tax on Life Insurance in Ireland?

Life insurance payouts are not automatically taxed in Ireland.

When tax applies, it’s usually because of how the policy was structured and the relationship between the person who dies and the person receiving the payout.

Has Your Reviewable Whole of Life Insurance Premium Gone Up?

If your reviewable whole of life insurance premium has jumped or is due for review, this explains why it happens, what insurers actually do at review, and what options you still have.

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