If you have a medical condition, we can help - call us at Have a medical condition? Call us: 057 93 20836

How to Buy Life Insurance with Bad Health


life insurance with a long term illness

Here’s how I see it.

Life insurance companies make billions of euros every year.

Your friends don’t make billions of euros every year.

Life insurance companies are not your friends.

If your health isn’t perfect, they see you as more likely to make a claim.

This is what they call risk.

They make billions of euro by managing this risk very well.

If they see you as more likely to make a claim / more risky, they’ll charge you more.

But some insurers will charge you more than others

This is why you gotta fight for your right to party get the best price….by making sure you apply to the correct insurer for your health condition.

Life insurance with bad health

If your health isn’t perfect, you’ve come to the right place.

We’re the experts when it comes to arranging complex life insurance.

Personally I’ve helped hundreds of clients with health issues such as these (click the condition for more details):

  1. Abnormal smears
  2. Angina
  3. Asthma
  4. Back pain
  5. Blood pressure
  6. Breast lump/cyst
  7. Build (height/weight/BMI)
  8. Cancer
  9. Cholesterol
  10. Coeliac diseases
  11. Crohn’s disease
  12. Depression/anxiety
  13. Diabetes
  14. Epilepsy
  15. Haemochromatosis
  16. Heart attack
  17. Heart disease
  18. Irritable bowel syndrome
  19. Kidney disorders
  20. Malignant melonama
  21. Multiple Sclerosis
  22. Rheumatoid arthritis
  23. Stroke

This list isn’t exhaustive by any means – see here for our blog section on life insurance with health issues.

So I’d be surprised if you have a condition we haven’t come across before.

But if you think you do,  I’d love to hear about it, I welcome the challenge of getting you a fair price even if you have an uncommon condition.

Over to you…

If you have a long term illness and are worried about your chances of getting life cover or need some advice, I’m here to help you.

Call me on 05793 20836 and we can discuss your case,  I’ll then run it past my underwriters on an anonymous basis to get their opinion.

If you prefer working over email, give me a quick outline of how I can help using the form below and I’ll be right back.

Nick McGowan
lion.ie | making life insurance easier

life_insurance_schedule_a _call

Blog Life Insurance Medical Issues
Give us a quick outline of how we can help and we'll be right back to you.

No Medical Life Insurance

Need life insurance but don't fancy getting prodded and poked by a doctor?

That's understandable.

You'll be glad to hear you can get cover without a medical

Don’t know where to start?

Have a nose through our free guides

View our guides

Life Insurance Quotes - Free and Easy!

We’re an online life insurance broker. We compare life insurance quotes for mortgage protection, life insurance, specified illness cover and income protection from all 6 leading life insurance companies in Ireland, instantly and anonymously.

Watch our video