10-second summary: Enter a few basic details below to compare life insurance, mortgage protection or income protection quotes from Aviva, Irish Life, New Ireland, Royal London and Zurich Life. There’s no obligation to proceed.
| What You Get | Lion.ie | Typical Price-Only Website |
|---|---|---|
| Insurer comparison | Quotes from Aviva, Irish Life, New Ireland, Royal London and Zurich | May use a more limited panel |
| Personal recommendation | Available based on your family, budget and priorities | Usually focused mainly on price |
| Medical conditions | Your medical history can be reviewed before choosing an insurer | The cheapest displayed quote may not be available after underwriting |
| Policy features | We explain differences such as dual life, conversion options and extra benefits | Features may receive less attention than the monthly price |
| Help with the application | We manage the application, medical evidence and insurer follow-ups | Support varies |
Compare the initial prices. You’ll see how premiums differ across the available insurers.
Choose whether you need advice. You can request a personal recommendation if you’re unsure about the amount or type of cover.
If you don’t need advice and are happy to apply, hit the apply now button
Complete the application.
We’ll be in touch once we receive the application to outline the next steps.
The cheapest quote on a calculator is only useful if the insurer will actually offer it after reviewing your health.
Different insurers assess conditions such as anxiety, diabetes, asthma, heart problems, cancer history and higher BMI differently. Applying to the wrong insurer first can lead to an unnecessary loading, postponement or decline.
If you already know that your application involves a medical condition, complete our 60-second Medical Questionnaire. Just tell us the condition and a few basic details, and we’ll send the appropriate follow-up questions.
Use the calculator above for an immediate price comparison. There’s no obligation to proceed and you can ask for advice before making any decision.
Need a personal recommendation rather than another list of prices?
Complete our Financial Questionnaire and we’ll recommend the most suitable cover based on your family, budget, health history and priorities.
Editor’s note: Refreshed July 2026 to clarify the quotation process, insurer comparison and support available for medical applications.

Written by Nick McGowan, QFA RPA APA
Nick is a qualified financial advisor and founder of Lion.ie, a multi-agency Irish life insurance and income protection brokerage based in Tullamore. He’s been helping people secure fair, transparent cover for over 15 years and was named Protection Broker of the Year 2022.
If you’d like straight answers without the sales pitch, learn more about Nick here.