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Getting cover if you have mental health issues

Life Insurance with Mental Health Issues

Suffering from ill mental health is exhausting. Some days even getting out of bed seems impossible and even the good parts don’t feel so good.

It’s especially hard because your battle is ‘invisible’ to other people. But you’re still getting up and living your life as best you can – which is a victory in and of itself.

It sucks then that insurers and banks seem to buy into the stigma around mental health – and f that.

Your bank or insurer might turn you down or decline you for Life Insurance or Mortgage Protection which can come as a serious shock.

You might even feel like you’ll never get cover, but don’t worry: we’re on your side.

We’re an independent broker who specialises in helping people like you get insurance.

We work with all five insurers so we can bring your case to the insurer who will be the most sympathetic to you – which means we’ll get you the best deal we can.

We understand if you prefer not to discuss your health over the phone.

That’s why we don’t ask for your phone number.

We can arrange your policy over email only.

But if you want to talk, we’re only a phone call away.

If you suffer with

Anxiety (social or generalised)
Bipolar Disorder
Eating Disorders
Self Harm
Borderline Personality Disorder
Post Natal Depression

we can help find you insurance.

Get a real quote based on your medical history by filling in this short questionnaire.

We’ll discuss your case anonymously with all of our insurers to guarantee you get the best deal possible.

READ: Getting Cover with a History of Depression

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Life Insurance

A tax-free lump sum paid to your family if you pass away.

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Income Protection

A replacement income of up to 75% of your salary.

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Mortgage Protection

Pays off your mortgage to the bank if you pass away.

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Serious Illness Cover

A cash sum if you get one of the illnesses in your policy.

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