A 50 year old woman suffered a stroke.
At the same time a 39 year old man caught pneumonia.
Luckily they both had hospital cash cover.
When they left hospital, she received a cheque for €20,034 from her insurer.
He got one for €19,404 from his insurer.
That’s the power of hospital cash cover.
You do – if you don’t have sick pay through work or would struggle financially if you were in hospital for a long time.
You can insure yourself for amounts from €30 per day up to €300 per day depending on the insurer.
It varies according to your health, smoking status, age and the amount of cover you would like to buy.
a 40 year old, non smoking female, in good health would pay €22 per month for buying hospital cash cover of €300 per day
If you add hospital cash to your policy, your insurer will provide a portion of the hospital cash to your children free of charge.
Your child must be between the ages of 1 and 18 to qualify.
Each insurer has different rules when it comes to children:
Yes, the following general exclusions apply:
Although the terms and conditions on offer from each insurer are generally similar, there are subtle differences:
e.g Irish Life hospital cash cover will end at age 60; policies on offer from the other insurers will run until age 65.
As you are at most risk of ending up in hospital as you get older, this is an important difference.
The insurers that offer hospital cash cover are:
Have questions on hospital cash cover?
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