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Life Insurance

Mortgage Protection or Life Insurance

For millennia, philosophers have mused the difference between Life Insurance and Mortgage Protection.

Well, they haven’t, but I’m giving you the answer. 
November 20 2019 6 min read Life Insurance Mortgage Protection

Postponed for Life Insurance: What it means and how to get around it

This article was inspired by an email from a woman called Annie, who wrote in:

"Hi. My Life Insurance has been postponed, and I need it for a mortgage and am wondering if there is Life Insurance out there that I can get?"

Obviously, for Annie, this is not good. Annie's done the hard part and saved the deposit and went and found a house to buy. However, to buy a home in Ireland, you have to get Mortgage Protection, which pays off your mortgage to the bank if you die.
November 13 2019 5 min read Life Insurance

How Smoking Affects Life Insurance Premiums

I’m not going to tell you not to smoke.

I’m not your ma.

I’m also not going to tell you about the health risks, because we all already know. After all, we’ve seen the big rotten tumour on the fag packets.

I am going to tell you that smoking makes your Life Insurance premiums more expensive.

And don’t think you’re not included in this one too, holier-than-thou-vape-smokers. While your vape may smell like cotton candy or whatever notion-y flavour you’ve gone for, the insurers will charge you more too.
October 30 2019 4 min read Life Insurance Mortgage Protection

Newlywed’s Life Insurance | The Essential Guide

You’ve just got married, and you’re already thinking about your other halves’ potential death.

How very Henry the VIII of you.

In all seriousness, getting married is a big deal. Of course, it is – there’s nothing quite like standing up in front of your friends and families and pledging your love to someone forever.
October 23 2019 Life Insurance

What Is Life Insurance Guaranteed Insurability?

A question I'm often asked is "Can I get more life insurance in the future if I need it?"

My answer is "Yes, but you'll have to answer medical questions....unless you can use the guaranteed insurability option"

The response to which is invariably "What the hell is a guaranteed insurability option???"

Should You Cancel Life Insurance?

Should you cancel life insurance?

It depends on the stage you're at in your life.

In this article, we look at who should, and who shouldn't cancel their life insurance.
October 10 2019 3 min read Life Insurance

Why Insurers Push Life Insurance Indexation (and why you should avoid it)

You'll be in the bank when they hit you with the big one: if you don't go with Life Insurance indexation, you'll leave your family with less money than you intended to.

They'll face a life of poverty.

Ending up sweeping chimneys and begging for scraps on the streets.

Okay, so I'm exaggerating – but the guilt trip is a mean trick for the bank to play on you.

Life Insurance indexation might seem like a good – even necessary – thing to add to your policy, but is it really in your best interest?
October 8 2019 5 min read Blog Life Insurance

Cheap Life Insurance | 5 Simple Tricks

The easiest way to get cheap life insurance or mortgage protection is by shopping around online.

You could, of course, call into your local broker, but that would mean a lot of faffing about only to find he or she might not offer discounted life insurance premiums.

However, most online brokers will give you a discount on the standard price to win your business - it's a dog eat dog online market 🐶
October 7 2019 4 min read Life Insurance

Life Insurance with Anaemia & Blood Disorders

Blood cell disorders impair the formation and function of either red blood cells, white blood cells or platelets.

Red blood cells transport oxygen to organs and tissues.

White blood cells fight infections.

Platelets help the blood to clot.

In this article we look at how each type of blood disorder will affect your application.
October 4 2019 5 min read Life Insurance Uncategorized

Life Insurance For New Parents | Ultimate Guide

Do you remember the first time you drove in the dark?

Were you scared?

I was.
I was terrified.
And lost.
Maybe terrified because I was lost.

And I couldn't figure out how to use the headlights.

So I was terrified, and lost, and couldn't use the headlights.

And I had a baby on the way.
October 3 2019 5 min read Life Insurance

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Life Insurance Quotes - Free and Easy!

We’re an online life insurance broker. We compare life insurance quotes for mortgage protection, life insurance, specified illness cover and income protection from all 6 leading life insurance companies in Ireland, instantly and anonymously.

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