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Life Insurance

Why Buying Life Insurance from a Bank is a Bad Idea

It’s very easy to think that bankers are wan…bad guys. Sure wasn’t it the bank’s fault that the Boom collapsed so badly?

Between massive loans and inflated prices, it was all a bit of a disaster. But we’ve sort of returned to a middle ground where the banks aren’t such bad guys after all.

Or have we?

When it comes to Life Insurance, that’s definitely not the case. Why? Let’s take a look at why buying insurance with a bank will hit you square in the pocket.

Do I Need Serious Illness Cover if I Have Health Insurance?

Okay, so you might think that Serious Illness Cover and Health Insurance are the same thing.

I mean, they’re pretty similar: insurance that covers you if you get sick – but that’s not entirely the case.

Think of it like Batman. So Batman is a bad-ass, but even he goes into battle with his trusty gadgets: his Batsuit, his Batmobile, and his utility belt.

In this metaphor, his Batsuit is Life Insurance: it’s his most important defence.

7 Little Known Reasons You’ll Pay More for Life Insurance

The ‘40s were a different time.

After the war had ended, in 1946, Camels, the cigarette company, ran an advert around the tagline ‘More Doctors Smoke Camels’.

The moral of their story was that smoking was cool although people had no real idea of the damage it could cause.

But here’s one for fact about smoking that 100% true: smoking will rob your pockets if you apply for Life Insurance in Ireland today.

So what else will cause your money to go up in smoke?

Dual or Joint Life Insurance – Which is best?

You can buy life insurance on a joint life or dual life basis.

With joint life, your policy pays out on the first death then your policy ends.

With dual life, your policy pays out on first death and cover continues for the survivor.

Postponed for Life Insurance: What it means and how to get around it

This article was inspired by an email from a woman called Annie, who wrote in:

Hi. My Life Insurance has been postponed, and I need it for a mortgage and am wondering if there is Life Insurance out there that I can get?

Obviously, for Annie, this is not good. Annie's done the hard part and saved the deposit and went and found a house to buy. However, to buy a home in Ireland, you have to get Mortgage Protection, which pays off your mortgage to the bank if you die.

3 Stress-Relieving Financial Tips if you have a Heart Condition

You’ve heard the old rhyming one-liner: an apple a day keeps the doctor away. Well, apparently an aspirin a day keeps heart disease away – though it remains to be seen if that’s entirely true.

It’s also completely useless if you’ve recently been diagnosed with a heart condition.

Heart conditions are scary – and you absolutely don’t need the added stress of worrying about financial issues. To ease your mind, I’m looking at how to be financially healthy.

Cheap Life Insurance | 5 Simple Tips

In this blog, we explore the different types of life insurance and provide insights on how to find the most affordable policy that fits your budget and needs.

Whether you're looking for term life insurance or mortgage protection, this article will help you compare quotes and make an informed decision.

Children’s Life & Serious Illness Cover

Strictly speaking, your kids don't need life insurance.

You see, life insurance exists to replace the income of a breadwinner.

And if your kids are anything like mine, they certainly aren't winning any bread.

Eating it, yes and slowly bleeding you dry.

What is Hospital Cash Cover?

Hospital cash cover is a handy safety net to have.

It will pay you cold hard cash if you end up in the hospital for more than three days.

It's especially important if you don't have sick pay or income protection.

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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