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Life Insurance

Why Insurers Push Life Insurance Indexation (and why you should avoid it)

You'll be in the bank when they hit you with the big one: if you don't go with Life Insurance indexation, you'll leave your family with less money than you intended to.

They'll face a life of poverty.

Ending up sweeping chimneys and begging for scraps on the streets.

Okay, so I'm exaggerating – but the guilt trip is a mean trick for the bank to play on you.

Life Insurance indexation might seem like a good – even necessary – thing to add to your policy, but is it really in your best interest?
October 8 2019 5 min read Blog Life Insurance

Cheap Life Insurance | 5 Simple Tricks

The easiest way to get cheap life insurance or mortgage protection is by shopping around online.

You could, of course, call into your local broker, but that would mean a lot of faffing about only to find he or she might not offer discounted life insurance premiums.

However, most online brokers will give you a discount on the standard price to win your business - it's a dog eat dog online market 🐶
October 7 2019 4 min read Life Insurance

Life Insurance with Anaemia & Blood Disorders

Blood cell disorders impair the formation and function of either red blood cells, white blood cells or platelets.

Red blood cells transport oxygen to organs and tissues.

White blood cells fight infections.

Platelets help the blood to clot.

In this article we look at how each type of blood disorder will affect your application.
October 4 2019 5 min read Life Insurance Uncategorized

Life Insurance For New Parents | Ultimate Guide

Do you remember the first time you drove in the dark?

Were you scared?

I was.
I was terrified.
And lost.
Maybe terrified because I was lost.

And I couldn't figure out how to use the headlights.

So I was terrified, and lost, and couldn't use the headlights.

And I had a baby on the way.
October 3 2019 5 min read Life Insurance

Why Is Life Insurance So Important?

You might think that you need Life Insurance in much the same way that a fish needs a bicycle.

Which, of course, is to say that you don’t need it at all.

But here’s the thing: You need Life Insurance in much the same way that a fish in a fishbowl needs a fish tank.

Meet Jaws, my hypothetical fish.
October 2 2019 6 min read Blog Life Insurance

Life Insurance and Alcohol

Can an alcoholic get life insurance?

The simple answer is no - if they are still drinking.

Life insurance and alcohol is not a good mix.

If they haven't drunk in 2 years then there is a chance of getting life insurance.

But there will be a significant increase in the price of their cover (on average they'll pay three times the normal price)

How To Buy Life Insurance & Get Money Back If You Outlive It

You’ve probably read that title and recoiled a bit with the bang of BS off it.

And yes, you’d be right. It does sound farfetched, but you can buy Life Insurance with cashback.

It’s all a matter of knowing a guy who knows a guy who knows about insurance — or knowing a guy who knows how to Google and ended up on this here part of the internet.
September 25 2019 4 min read Life Insurance Over 50s Life Insurance

How to Assign a Mortgage Life Insurance Policy

If you’re on this here blog, I can assume a couple of things:

you’ve bought or are buying a house and
you’ve either bought or are buying Mortgage Protection or Life Insurance because you have to.

I can also probably assume you’re a responsible adult – or at the very least, you’re very good at pretending, which as we all know: all the best people are.

Now, there is one thing you need to know. This one thing is either coming to you too late or just in the nick of time, depending on whether or not you now own a house.

The banks are great for mortgages, but they’re a rip off when it comes to Mortgage Protection...

Life Insurance in Your 30s | Let’s Do This!

You know you’re starting to get on a bit when you turn on the radio to chart music (do the kids even call it ‘chart music’?) and you don’t recognise any of the songs or the singers.

What even is a Billie Eilish?

Here’s the thing: the brain stops developing at around 25, which is when the panic starts, as you're meant to be fully mature.

But the panic reallllly beds in when you’re hitting 30. Something about it seems irreversibly grown up.

You’re not quite sure when it happened, but it has.

You’re in your thirties and you’re reading a blog about Life Insurance.
August 14 2019 5 min read Life Insurance

Planning a Family or Settling Down?

Having a baby is just about the most adult thing you do.

It’s also wildly rewarding, even if it doesn’t feel like it when they’ve thrown their dinner on the floor (just after you mopped it) or they’ve somehow managed to paint their entire body in a strange concoction of food things (just after you bathed them).

Never estimate the amount of damage a small child can do in five minutes.

They’re also expensive...
August 7 2019 5 min read Life Insurance

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Life Insurance Quotes - Free and Easy!

We’re an online life insurance broker. We compare life insurance quotes for mortgage protection, life insurance, specified illness cover and income protection from all 6 leading life insurance companies in Ireland, instantly and anonymously.

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