Nick McGowan, Author at Lion.ie
If you have a medical condition, we can help - call us at Have a medical condition? Call us: 057 93 20836

Nick McGowan

Has Your Reviewable Whole of Life Insurance Premium Increased?

Has your reviewable whole of life insurance policy (or that of a relative) been reviewed recently or is it up for review soon?

Not happy with the options you received?

Well, you’ve come to the right place.
April 17 2019 4 min read Life Insurance

Do Life Insurers Pay Out For A Critical Illness Claim?

You’re worried the insurer will pocket your premiums and then reject your critical illness claim.

Don’t be.

Life insurance providers will decline spurious claims, but if you have a genuine one, they will pay out.

There are two main reasons an insurer will reject a critical illness claim
April 10 2019 5 min read Specified Illness Cover

Do Unmarried Couples Pay Tax on Life Insurance?

Three cheers if you're "living in sin"

You didn't bow to the pressure of paying north of twenty grand so your friends get drunk, your best mate gets to tell some dodgy stories and you get....well you get the bill.

But did you know that a wedding can actually save you money in the long run especially if you're buying a house together?

Abnormal Smears and Life Insurance

If your last smear was abnormal, most insurers will not be in a position to offer you cover until you have had a normal smear.

But we deal with some insurers who can offer you cover now.

And we'll be able to get you the normal price.

How Chronic Illness Can Affect a Mortgage Application

It’s the dream that’s been drilled into your head since you were a kid. Grow up. Go to college. Graduate with a good degree so you can get a job and, eventually, a house of your own. (Probably after moving home with your folks and living on ham sandwiches so you can save the deposit.) Don’t stop believin’.

Or, to quote the iconic opening of Renton’s monologue in Trainspotting: “Choose life. Choose a job. Choose a career. Choose a family.”
March 20 2019 4 minutes min read Mortgage Protection

How Does Serious Illness Cover Work?

I knew a fella who got a serious illness and the insurer wouldn't pay out.

Ah here, you've to be half dead before it'll pay out.

It's all a scam, I tells ya, A SCAM!! I'm calling Joe...

You might be thinking along these lines too.

And I don't blame you, serious illness cover gets a rough ride as you only ever hear about declined claims

But stay with me and I'll explain how it works.

Who knows, your view might change.
March 13 2019 4 min read Specified Illness Cover

What Types of Illnesses Affect Life Insurance?

Once upon a time Johnny went online for a life insurance quote.

The quote was €26 per month.

Feeling happy with that quote, he decided to apply for life insurance but...

Cancer Insurance is Possible (even if you can’t get serious illness cover)

Quick quiz time. Name the four types of life insurance you can buy.

Go!

You got all four? Well done you (seems you're not just a pretty face)
But what if I told you there was a fifth?
Cancer life insurance - it's like the George Best of the life insurance world.

Life Insurance for Young Families

Having a baby is great (not literally having it of course, us menfolk have to deal with the horrors of manflu, how unfair would the lord above have been to lumber us with pregnancy too).

But those days after baby arrives, they suck...
February 20 2019 5 min read Life Insurance Uncategorized

Your 10 Point Mortgage Protection Insurance Checklist

Buying mortgage protection insurance should be quite straightforward.

But after taking advice from the bank, your friends, your family, your colleagues and some random you met down the vegetable aisle, your head is melted.

Don't worry, I'm here to set you straight.

Here's what you need to know before you sign on the dotted line for mortgage protection insurance:
February 13 2019 6 min read Mortgage Protection

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