Personal accident cover and income protection are often confused, but they solve very different problems.

Personal accident cover pays out for accidents only and usually for a short time.

Income protection pays out if you can’t work due to illness or injury and can replace your income for years.

This guide explains the real differences and which one actually protects your income.

As an engineer in Ireland, your income is usually your biggest financial asset.

If illness or injury stops you working, income protection replaces part of that income until you can return to work.

This guide explains how income protection works for engineers, why small details in your role can affect cost, and how to choose the right policy without overpaying.

As a solicitor, your income is your livelihood.

But what happens when you cannot work due to illness or injury?

Income protection will provide the financial security you need to get through tough times and ensure that you and your family are taken care of.

This article will explore the importance of income protection for solicitors and how to get the best policy.

Sick days are inevitable — the flu, a pulled muscle, a heavy night (don’t look at me like that!).

But did you know that legally, you’re only entitled to five paid sick days per year in Ireland?

Shocking, isn’t it?

And if you work as a chemist or can call yourself a pharmacist, you’re in the same boat as everyone else.

Company directors can protect their income the smart way — company-paid, tax-deductible, and no Benefit-in-Kind.

A full guide to staying covered if illness strikes.

As a doctor, you’re well aware from dealing with your patients that life can take unexpected turns.

The same could happen to you.

One day, you’re in the operating room or consulting with patients, and the next, you could be facing an illness or injury that sidelines you from your profession.

Income protection is designed to be your financial safety net in these scenarios, helping you maintain your lifestyle and cover your expenses whil you focus on getting back to work.

But what exactly does income protection involve, and why is it so crucial for doctors?

Some insurers treat jobs differently — meaning the same role could cost far more with one insurer than another.

Your occupation class (1–4) affects price, benefits, and even whether you’ll be accepted.

This guide explains how income protection works by job, how to avoid overpaying, and why checking all insurers matters.

A step-by-step guide to picking the right income protection policy in Ireland.

Learn the 5 key decisions that matter, avoid common mistakes, and see how to compare insurers like a pro.

Self-employed or PAYE accountant?

Protect your income with tax-deductible cover that pays you monthly if you can’t work.

No BS advice.

No pressure.

Thinking about Zurich Life for your income protection?

We break down their top benefits — including early intervention, hospital cover, and salary top-ups — and compare them to Aviva, Royal London, and more so you can choose with confidence.