Income Protection Insurance

COVID 19 Payment Breaks on Insurance Policies

These are unsettling and challenging times, with widespread financial impacts on people who may have lost their jobs or experienced a significant reduction in income.

I’m proud to say that, unlike some other parts of the insurance industry, the life insurance providers want to work with you if you are in this situation to find a suitable solution.

In this article, I look at the solutions on offer from each provider.

Why are Life Insurance Claims Not Paid?

Is life insurance a big scam?

Do the insurers ever pay out?

These claim stats may surprise you.

Affordable Income Protection (AKA Wage Protector)

But what happens if you can’t work for a long time? Maybe you’re in a car accident or experience depression or fall ill. That magic money machine is about to stop chugging out the good stuff.

It’s why Income Protection is so important.

But if you’re someone who works a job that insurers categorise as risky, you might be facing massive, stonking premiums.
Which might lead you to believe insuring your income is out of reach.

This is where Wage Protector can help.

Income Protection or Serious Illness Cover?

Income protection is the Daddy of all protection products.

If you don't have it through work, you're a lunatic if you don't buy your own policy.

Seriously, think about what would happen if your income stopped long term.

Stick a few quid away on income protection and breathe easy knowing you're covered.
February 3 2020 4 min read Blog Income Protection Insurance

Income Protection for Dentists | Everything you need to know

While being a dentist might not be up there with bomb disposal in the grand scheme of stressful jobs, it’ll come as no surprise to you that Income Protection claims for dentists are on the rise. 

It’s simple: you spend your working day bent over and staring into people’s gobs – which is a divil altogether for back problems. And that’s before we mention rising stress levels and decreasing job satisfaction. 

Put these factors together, and you could end up facing a stint out of work with no money coming in.

And then what happens?
January 29 2020 5 min read Income Protection Insurance

Benefits Of Income Protection | Getting You Back To Work

When researching income protection, customers often ask us this question:

Will the insurance company help me to get back to work?

Here's the answer:
January 22 2020 10 min read Blog Income Protection Insurance

How Income Protection Works In Ireland in 2020

Your No Bullshit Guide to Income Protection

Based on questions I have been asked over the years.

Enjoy!
January 15 2020 10 min read Blog Income Protection Insurance

Are There Any Useful Alternatives To Income Protection?

Income Protection, outright, is the best way you can protect yourself from whatever life throws at you.

No messin’, no foosterin’.

It’s the insurance that’s worth its weight in gold because: it covers up to 75 per cent of your salary if you’re unable to work long-term for any reason.
January 8 2020 6 min read Blog Income Protection Insurance

The magic of Mortgage Income Protection: Or why you should get it instead of Serious Illness Cover 

Paying your mortgage is a pain at the best of times.

But imagine if you couldn't work long term due to illness.

What happens then?

Best Income Protection Broker In Ireland

You're seriously considering income protection.

But how can you be sure you're buying the best policy for you?

Speak with an independent broker who knows the 5 insurers inside out.
December 5 2019 5 min read Blog Income Protection Insurance

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As Ireland's leading independent insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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