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Income Protection Insurance

How Income Protection Works in Ireland in 2022

Your No Bullshit Guide to Income Protection

Based on questions I have been asked over the years.

Enjoy!

Guide to Income Protection for Company Directors

Any employer worth their salt knows that without their employees, they have nothing.

So, a smart employer will always put Executive Income Protection in place to keep their staff safe and happy.

And if you are a Director of your own Limited Company, you'll want to ensure you're ok if the worst happens.

Now, I know some employers pride themselves on being the tightest in their industry, so we're talking to those who value their employees and want to look after them.

Because let's be honest, by looking after your employees, you're looking after your business too.

It's a magical trade-off that keeps everyone happy.

What Happens to Income Protection if You’re Dismissed?

If you ever had to take extended sick leave but had the smarts to sort out income protection policy before the shit hit the fan, you probably felt an abundance of relief.

But what would have happened if your employer had given you the boot during your sick leave?

Is that a thing?

Can you even be fired if you are on extended sick leave?

Unfortunately, the answer is trickier than a quick yes or no.

Income Protection for Teachers

Aside from the odd ‘best teacher’ mug and ‘we'll miss you’ card you might get your hands on as the summer holidays creep in, teaching is a pretty thankless job.

But know this, I see you.

Not only do you educate my semi-feral children (more homework please, especially for the 11-year-old) but you also help them to navigate the difficulties of social interactions.

For those of you who work with our teens, well, good lord I don’t know how you do it.

The mood swings, and the Kevin and Perry style ‘why’s' have me pulling my hair out.

So, battling the constant nonsensical moaning from a class of 30+ Kevins must be soul-sucking at times.

And stressful.

But what if it becomes so stressful that you need an extended break on medical grounds?

Income Protection for Nurses

Oh our brilliant nurses, without you wonderful bunch I don’t know where half of us would be.

Dead probably.

Since you are the backbone of the medical world it’s surprising how tight our government is when it comes to paying you what you’re worth - but we won’t delve into that too deeply right now because if I start I don’t reckon I’ll be able to stop myself.

I can’t pay you more or swindle you a rock-star salary deal but what I can do is make sure you get paid if you get sick.

Income Protection for Accountants

Ah, accountants, the sort you wouldn’t want to corner you at a party because, well, yawn.

All those debits and credit swimming around your brain have replaced the chit-chat leaving only tax rebates and allowable income small talk, right?

You know I’m only messin.

After all, I peddle life insurance for a living, so accountancy is a relative blast. I make you look like a veritable rock star at a party.

Accountants, I tip my hat to you, you wonderful bunch of money savers.

Without you, I’d be slogging away come tax season, holed up in my cave, throwing papers around like a loon.

Why are Life Insurance Claims Not Paid?

Is life insurance a big scam?

Do the insurers ever pay out?

These claim stats may surprise you.

Income Protection from Zurich Life | Review

So, you’re looking for the best income protection policy the world can offer, you’ve done all the research, you know income protection is the BEE’S KNEES, but you’re still not sold on which insurer to choose, and if you should go with the lads from Switzerland 🇨🇭

I know; it’s like sending your toddler into the sweet shop. They know they want sweets, but which one will best serve their toddler-sized sweet tooth is an almost impossible decision. It’s the same for us and insurance, sort of.

A child would never choose Swiss Chocolate, far too rich and not enough sugar but should you go to Zurich for your income protection?

Let’s see,

I’ve rounded up the top 3 policy benefits on income protection from Zurich Life that might tip the scales in their favour.

First up….

How to Be Safe in a World of Risk

Can I be brutally honest with you?

And I don't mean honest in a your bum looks big in that sort of way.

I mean really honest.

Ok?

Here goes...

Benefits of Income Protection | Getting You Back to Work

When researching income protection, customers often ask us this question:

Will the insurance company help me to get back to work?

Here's the answer:

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