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Alzheimer’s Disease and Life Insurance

alzheimer's disease

Alzheimer’s disease is the most common type of dementia, making up about 50-60% of all cases.

It’s a disease that gets worse over time and happens because of a buildup of proteins in the brain, which we call plaques.

These plaques slowly damage and kill off brain cells, which makes it increasingly hard for someone to remember things, think clearly, understand stuff, and communicate.

Right now, we don’t know exactly what causes Alzheimer’s, and there isn’t a cure for it either.

Can Someone get Life Insurance if they have Alzheimer’s Disease?

I’m afraid it’s not possible to get life insurance or mortgage protection for someone who has been diagnosed with Alzheimer’s Disease.

Can you get Mortgage Protection with a Family History of Alzheimer’s Disease?

Dealing with a family history of Alzheimer’s disease is heartbreaking.

It’s hard to even think about a parent going through those mental and emotional changes that Alzheimer’s brings.

It can feel pretty scary.

If Alzheimer’s runs in your family, you might think getting life insurance is going to be tricky.

If one of your parents had Alzheimer’s, you can still get life insurance, but you’ll need to pick your insurance company carefully.

Some companies might hike your rates by 50% just because Alzheimer’s is in your family.

However, it is possible to get the normal price.

What about Suffering Dementia after an Injury?

Recently, one of our clients had her premium increased because her mother had suffered dementia after a serious fall.

Fortunately, we knew who to turn to and got her cover without a loading.

Over to you…

If you’re considering applying for life insurance or mortgage protection, have a family history of Alzheimer’s Disease, and would like some help finding the most understanding insurer please complete this short form.


Editor’s Note: We first published this blog in 2019 and have regularly updated it since.


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Mortgage Protection with Neurological Issues

Welcome to our blog post on life insurance and mortgage protection for individuals with neurological disorders in Ireland.

While it’s not always easy to think about, having a plan to protect you and your loved ones is essential.

This post will examine the most common neurological issues we advise on and discuss the factors insurance companies consider when underwriting policies.

We’ll also provide tips on how to navigate the application process and the options available for those with pre-existing neurological conditions.

By the end of this post, you’ll better understand how to find the right policy for your specific needs, even if you have a neurological disorder.

So, let’s crack on!

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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