Can I get life insurance if I have arthritis?

Yes, you can get life insurance with arthritis. If it’s mild and well-managed, some insurers may offer you cover at the standard price.

Does rheumatoid arthritis affect life insurance costs?

Yes, premiums depend on severity. Mild RA may not impact the price, but moderate to severe RA will likely increase your premium.

Is osteoarthritis treated differently by insurers?

Yes. Osteoarthritis is usually more straightforward and many people are accepted at standard rates if symptoms are mild.

What about income protection or serious illness cover with arthritis?

Income protection is sometimes possible with mild or moderate RA, but not always. Serious illness cover is rarely available if your arthritis is severe.

Which insurer is best for arthritis in Ireland?

Some insurers are much more lenient than others. That’s why it’s worth working with a broker who deals with all five — like Lion.ie.

Medical Issues & Life Insurance Archives

Can I Get Life Insurance with Arthritis in Ireland?

Can you get life insurance with arthritis? Yes — but outcomes vary.

This guide explains how Irish insurers assess rheumatoid, psoriatic and osteoarthritis, and how to get the best terms.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

April 21 2026 4 min read Medical Issues & Life Insurance

Skin Disorders and Life Insurance in Ireland

Most skin conditions won’t affect life insurance, but treatment, severity and timing can.

Here’s how insurers in Ireland actually assess them.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

April 16 2026 3 min read Blog Medical Issues & Life Insurance

Life Insurance with Coeliac Disease in Ireland

If you have coeliac disease, you can usually get life insurance at normal rates in Ireland.

The only time it becomes more difficult is shortly after diagnosis or if there are complications.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

April 15 2026 3 min read Medical Issues & Life Insurance

Can You Get Life Insurance with Addison’s Disease?

Diagnosed with Addison’s and worried about life cover?

You’ve got options.

We’ll check every insurer and find the best one — before you even apply.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

April 14 2026 3 min read Medical Issues & Life Insurance

Life Insurance with Back Pain

Back pain won’t usually affect your life insurance, but income protection is a different story.

Here's what insurers look for and how to get cover without drama.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

April 7 2026 3 min read Medical Issues & Life Insurance

Can You Get Life Insurance with Kidney Disease?

Getting life insurance with kidney disease is possible in many cases, but it depends on your condition, stage, and which insurer you apply to first.

Here’s how it works in Ireland.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

March 30 2026 6 min read Medical Issues & Life Insurance

How BMI affects Life Insurance and Mortgage Protection

You can still get life insurance and mortgage protection with a high BMI.

This guide explains BMI limits, pricing and how insurers assess your application.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

March 20 2026 4 min read Medical Issues & Life Insurance

Life Insurance with High Blood Pressure in Ireland

High blood pressure doesn’t automatically stop you getting life insurance or mortgage protection.

Learn how Irish insurers assess hypertension and what it means for your premium.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

March 5 2026 3 min read Medical Issues & Life Insurance

Can You Get Mortgage Protection if You’ve Had a Brain Tumour?

Getting life insurance after a brain tumour is often possible in Ireland.

Learn how insurers assess benign and malignant tumours and why choosing the right insurer matters.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

5 min read Medical Issues & Life Insurance

Can You Get Life Insurance or Mortgage Protection With Sleep Apnoea?

Sleep apnoea doesn’t automatically stop you getting life insurance or mortgage protection.

Insurers mainly assess your AHI score, treatment compliance and related health risks.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

March 4 2026 6 min read Medical Issues & Life Insurance

Life Insurance Quotes - Free and Easy!

As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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