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Medical Issues & Life Insurance

How Does Your Family Medical History Affect the Cost of Life Insurance?

You think you're healthy when you begin the life insurance application form...then you reach the family history question:

Have any of your parents, brothers or sisters ever had one or more of the following medical conditions at the ages specified:


Life Insurance with Overactive Thyroid

Suffering from overactive thyroid?

You're not alone, it's one of the most common health conditions we see in life insurance applications.

An overactive thyroid or hyperthyroidism shouldn't affect the price of your life insurance provided...

Alzheimer’s Disease and Life Insurance

Alzheimer's disease is the most common form of dementia, accounting for 50-60% of all cases.

It is a progressive neurological condition characterised by the build-up of proteins known as plaques in the brain.

These plaques gradually damage and destroy the nerve cells making it more and more difficult to remember, reason, understand and express ideas.

There is currently no known cause and no cure for the condition. As a result, it's not possible for someone with Alzheimer's to get insured.

Life Insurance and Alcohol

Can somone diagnosed with an Alcohol Use Disorder get mortgage protection?

The simple answer is no - if they are still drinking.

If they have been clean and sober for over two years, then there is a chance of getting cover.

But there will be a significant increase in the price (on average they'll pay three times the normal price)

Mortgage & Life Insurance with Crohn’s or Ulcerative Colitis

Worried that IBD will affect your life insurance or mortgage protection application?

You've come to the right place.

We're the experts when it comes to Cronh's and Colitis.

How Digestive Disorders Impact Life Insurance

In this guide, we'll dive into the world of digestive disorders and how they can affect your life insurance and mortgage protection.

We'll chat about seven common digestive issues, like Barrett's oesophagus, Gastro‑oesophageal reflux, and those pesky hernias.

I'll spill the beans on what insurers want to know, how it impacts your costs, and whether you're eligible for serious illness or income protection coverage.

So, grab a cuppa, relax, and let's make sense of it all.

Mortgage Protection and Diabetes

Worried about securing mortgage protection with diabetes in Ireland?

Despite the challenges, it's possible to obtain coverage.

In this blog, we'll explain how.

Life Insurance with Irritable Bowel Syndrome

We know how awful irritable bowel syndrome (IBS) is, being prone to constipation, alternating sometimes with diarrhoea, constantly feeling like a beast has taken up residence in your gut.

Arranging mortgage protection or life insurance with irritable bowel syndrome should be a breeze in comparison...if you choose the right insurer.

That's where we come in.

We're Ireland's specialist life insurance advisor which means we know which insurer to approach if you have IBS saving you time, hassle and most importantly money.

Can You Get Mortgage Protection after an Abnormal Smear?

If your last smear was abnormal, most insurers will not be in a position to offer you cover until you have had a normal smear.

But we deal with some insurers who can offer you cover now.

And we'll be able to get you the normal price.

How To Get Life Insurance with Thrombocytopenia

Thrombocytopenia – granted it’s a big word, even bigger than marmalade, but it simply means you suffer from a low blood platelet (thrombocyte) count. It happens when platelets are lost from circulation faster than they can be replaced from the bone marrow where they are made.

But I guess you know this already so you’re wondering how it will affect your chances of getting life insurance or mortgage protection.

Listen up, here’s the deal:

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Life Insurance Quotes - Free and Easy!

As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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