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Life Insurance Medical Issues

Where Can You Get Free Mental Health Counselling in Ireland?

On a random scroll through some social media, I saw a picture entitled working from home looks like this

Of course, I can't find it now or I'd share it with you.

Anyway, it was a fella sitting on the couch, in his pants, laptop precariously balanced on his lap with his two children, no more than 18 months old dragging out of each leg.

I'm sure you've seen millions of these WFH images, in fact, you could probably send me your own personal version.

Same here, I had seen loads of these before and had quickly scrolled past, but this one brought me back in time.

And I wondered how I would have coped if my kids (now 10, 7 and 7) were 4, 1 and 1 and we were in LOCKDOWN.

Myself, Hannah and three tiny drunk people all at home at the same time...

Why Have I Been Declined for Mortgage Protection Cover?

It may have come as a huge shock to be declined or postponed.

In this article, I discuss the reasons why this has happened.

And what you can do about it.

How Does Your Family Medical History Affect the Cost of Life Insurance?

You think you're healthy when you begin the life insurance application form...then you reach the family history question:

Have any of your parents, brothers or sisters ever had one or more of the following medical conditions at the ages specified:

Hmmm...

Getting Mortgage Protection & Life Insurance in the COVID-19 Era (6 months in)

I remember when this shitshow started back in March.

Clients with certain health conditions couldn't get cover so I put a note on their file to get back to them in 6 months time.

Surely by now, this would have all blown over?

How to Buy Life Insurance with Bad Health

We're arranged cover for client with all kinds of weird and wonderful health conditions.

So nothing phases us.

Here are the 23 most common conditions we come across.

Applying for Life Insurance with Type 2 Diabetes

Can you get life insurance if you have diabetes?

The simple answer is yes, you can get life insurance with Type 2 diabetes

Provided you are taking care of yourself, following your GP's advice and your HbA1c reading is less than 9.

The higher your HbA1C reading, the more difficult it will be to get affordable cover.

Postponed for Life Insurance: What it means and how to get around it

This article was inspired by an email from a woman called Annie, who wrote in:

Hi. My Life Insurance has been postponed, and I need it for a mortgage and am wondering if there is Life Insurance out there that I can get?

Obviously, for Annie, this is not good. Annie's done the hard part and saved the deposit and went and found a house to buy. However, to buy a home in Ireland, you have to get Mortgage Protection, which pays off your mortgage to the bank if you die.

Getting Life Insurance With Epilepsy

You may be worried about applying for mortgage life insurance with epilepsy.

You've come to the right place.

We've helped lots of our friends get cover with the least amount of hassle - here's our quick guide.

Life Insurance with Overactive Thyroid

Suffering from overactive thyroid?

You're not alone, it's one of the most common health conditions we see in life insurance applications.

An overactive thyroid or hyperthyroidism shouldn't affect the price of your life insurance provided...

Life Insurance Alzheimers Disease

Alzheimer's disease is the most common form of dementia, accounting for 50-60% of all cases.

It is a progressive neurological condition characterised by the build-up of proteins known as plaques in the brain.

These plaques gradually damage and destroy the nerve cells making it more and more difficult to remember, reason, understand and express ideas.

There is currently no known cause and no cure for the condition. As a result, it's not possible for someone with Alzheimer's to get insured.

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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