My girlfriend had an eating disorder (bulimia) in the past. She’s grand now but has been declined by two insurance companies recently. Can you help her get cover? We’ve just had a baby and are buying our first house so we need mortgage protection. We never knew it would cause such a problem.
Thanks in advance
You can get life insurance if you’ve suffered from an eating disorder like anorexia or bulimia in the past.
It shouldn’t result in an immediate decline as long as you have made a full recovery.
The most important factors the underwriters look for when assessing an application for life insurance with an eating disorder are:
This is hard to say but if your BMI is under 18, you would be looking at an increase of 50% on the normal price for someone in perfect health.
If there have been complications related to your eating disorder, your price will be higher.
Maintain a healthy weight over the long term (at least 12 months). The longer you are a healthy weight, the less chance of a relapse and this is so important from the life insurance companies point of view.
Have you made a full recovery from your eating disorder and would now like to give yourself the best chance of getting life insurance?
But you’re a little hesistant to talk about your health history?
Don’t worry, you’re not alone, we’ve helped a lot of people in similar situations.
You’ve come to the right place, we know which company is the most sympathetic when it comes to life insurance with an eating disorder.
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