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The Lion Life Insurance Blog

How BMI affects Life Insurance and Mortgage Protection

You can still get life insurance and mortgage protection with a high BMI.

This guide explains BMI limits, pricing and how insurers assess your application.

What Happens Mortgage Protection When You Pay Off Your Mortgage?

When your mortgage is cleared, your mortgage protection can be cancelled or kept as life insurance.

Here’s how it works and what to consider.

The One Plan & Bank-Bundled Insurance: What You’re Not Told

Banks often bundle mortgage protection, life cover and Bill Pay into one policy during the mortgage process.

This guide explains what’s really included, who owns the policy, and why Bill Pay is often mistaken for income protection.

Newlywed’s Life Insurance | The Essential Guide

Getting married usually means your finances are now linked.

This guide explains how life insurance works for newlyweds in Ireland, including mortgage protection, dual life cover and income protection.

Income Protection or Health Insurance?

Health insurance covers hospital treatment, while income protection replaces your salary if illness stops you working.

They solve different financial problems.

Smoking & Life Insurance in Ireland

If you smoke or vape, life insurance in Ireland can cost up to twice as much as non-smoker cover.

This guide explains how insurers define a smoker, how vaping affects premiums, and how you can switch to cheaper non-smoker rates after quitting.

Mortgage Protection Insurance Cost in Ireland (Average Prices for 2026)

Mortgage protection in Ireland costs about €33 per month for the average first-time buyer couple.

But the real price depends on your age, mortgage size, health and which insurer you apply to.

How to Compare Income Protection in Ireland in 2026

The best income protection in Ireland depends on your job, health and policy structure.

We compare Aviva, Zurich, Irish Life, New Ireland and Royal London.

Vhi Life Insurance & Mortgage Protection Review (2026)

Vhi offers simple life insurance underwritten by Zurich Life.

It can work well for healthy applicants who want quick cover, but the policy has stricter age limits and less flexibility than broker-arranged alternatives.

How Long Should You Take Life Insurance For?

How long should life insurance last?

In Ireland most policies run until your youngest child becomes financially independent or your mortgage is cleared.

Here’s how to choose the right policy term.

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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