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Life Insurance in Your 30s and 40s — Get Covered Before It Doubles in Price (2025)

Life insurance in your 30s and 40s is all about timing.

The younger you are, the cheaper it is — wait too long and you could pay twice as much for the same cover.

Real 2025 quotes, clear examples, and tips to keep costs down.

Funeral Insurance in Ireland

Funeral insurance helps your family cover the cost of your send-off without leaving them out of pocket.

Here’s how it works in Ireland, what it costs, and how it compares to whole-of-life cover.

The Having a Baby Financial Checklist

Having a baby is just about the most adult thing you do.

It’s also wildly rewarding, even if it doesn’t feel like it when they’ve thrown their dinner on the floor (just after you mopped it) or they’ve somehow managed to paint their entire body in a strange concoction of food things (just after you bathed them).

Never estimate the amount of damage a small child can do in five minutes.

They’re also expensive...

How Age Affects Your Life Insurance and Mortgage Protection

Birthdays are important because age is the one thing that will always increase the cost of your cover

You might say:

But what about smoking

I say:

Good point but you can always quit and make yourself a non-smoker.

You can’t make yourself younger.

Or can you?

Life Insurance for Parents | The Ultimate Guide

Becoming a parent changes everything — including how you think about money.

Life insurance for parents in Ireland makes sure your family stays financially secure if the worst happens.

This guide covers how much cover you need, the difference between life insurance and mortgage protection, whether both parents need cover (spoiler: yes), and why income protection often matters more than serious illness cover.

What is Over 60s Life Assurance?

Think you can’t get life insurance in your 60s?

You can.

Here’s when over 60s life assurance makes sense — and the smarter options most people miss.

Life Insurance after a Blood Clot

Blood clots sound scary, but they rarely stop you getting life insurance in Ireland. Once you’ve recovered, most insurers are happy to offer cover again.

But as with anything health-related, it's all about choosing the most understanding provider.

That's where we come in.

How To Get Life Insurance with Thrombocytopenia

Thrombocytopenia – granted it’s a big word, even bigger than marmalade, but it simply means you suffer from a low blood platelet (thrombocyte) count. It happens when platelets are lost from circulation faster than they can be replaced from the bone marrow where they are made.

But I guess you know this already so you’re wondering how it will affect your chances of getting life insurance or mortgage protection.

Listen up, here’s the deal:

Getting Life Insurance with Haemochromatosis

Most people with haemochromatosis in Ireland can still get life insurance, mortgage protection, or income protection once ferritin and liver results are stable.

Life Insurance with Anaemia & Blood Disorders

Blood cell disorders impair the formation and function of either red blood cells, white blood cells or platelets.

Red blood cells transport oxygen to organs and tissues.

White blood cells fight infections.

Platelets help the blood to clot.

In this article we look at how each type of blood disorder will affect your application.

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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