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Mortgage Protection and Life Insurance After a Stroke or TIA (Ireland)

Had a stroke or TIA?

Many people can still get life insurance or mortgage protection in Ireland.

The key is understanding how insurers assess risk and applying in the right order.

The First Home Scheme and Mortgage Protection

If you’re buying using the First Home Scheme, your bank will still require mortgage protection — but the scheme itself doesn’t.

That matters more than most people realise.

Asthma and Mortgage Protection in Ireland (What Insurers Actually Care About)

Having asthma doesn’t usually stop you getting mortgage protection — but how you apply matters. Stability, not labels, drives underwriting decisions.

Heart Conditions and Life Insurance in Ireland

When you have a heart condition, getting life insurance in Ireland is usually more straightforward than people expect.

The real problem tends to be applying to the wrong insurer first, which can trigger unnecessary medical reports or higher premiums that could have been avoided.

Getting Mortgage Protection if You Have Autism

Most people with an autism diagnosis can get mortgage protection in Ireland at normal rates.

Autism on its own isn't an issue. What matters is how insurers ask mental health questions and choosing the right insurer first can avoid unnecessary delays.

With the right approach and a bit of guidance, securing Mortgage Protection if you have been diagnosed with autism should be straightforward.

Chronic Illness and Insurance in Ireland: What Insurers Actually Care About

Living with a chronic illness doesn’t usually stop you getting life insurance or mortgage protection in Ireland.

What matters is stability, how it’s managed, and which insurer sees your application first.

Apply in the wrong order and you can quietly make things harder than they need to be.

Life Insurance Without a Medical Exam in Ireland (2026 Guide)

Need life insurance but dreading a medical?

The good news: most Irish applications don’t involve one.

Medical exams are the exception, not the rule.

Getting Life Insurance With Epilepsy

Yes — most people with epilepsy can still get life insurance in Ireland.

Outcomes depend on seizure type, stability, and applying to the right insurer first.

Personal Accident Cover v Income Protection

Personal accident cover and income protection are often confused, but they solve very different problems.

Personal accident cover pays out for accidents only and usually for a short time.

Income protection pays out if you can’t work due to illness or injury and can replace your income for years.

This guide explains the real differences and which one actually protects your income.

Dual vs Joint Life Insurance: What’s the Difference and Which Is Better?

You can buy life insurance on a joint or dual basis, but the difference matters more than most couples realise.

Joint life pays out once and then stops.
Dual life keeps protection in place for the survivor.

In most Irish cases, dual life (including mortgage protection) is the smarter long-term choice.

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