The Lion Life Insurance Blog

But what happens if you can’t work for a long time? Maybe you’re in a car accident or experience depression or fall ill. That magic money machine is about to stop chugging out the good stuff.

It’s why Income Protection is so important.

But if you’re someone who works a job that insurers categorise as risky, you might be facing massive, stonking premiums.
Which might lead you to believe insuring your income is out of reach.

This is where Wage Protector can help.

Some things will make you sit back and take stock of everything.

Getting married.

Having kids.

Those are the good ones.

But the flip side is correct, too: getting fired, a sudden death, cancer, or an accident can leave you reeling.

Especially if it’s something like a car crash that can hit so entirely out of the blue.  

While being a dentist might not be up there with bomb disposal in the grand scheme of stressful jobs, it’ll come as no surprise to you that Income Protection claims for dentists are on the rise. 

It’s simple: you spend your working day bent over and staring into people’s gobs – which is a divil altogether for back problems. And that’s before we mention rising stress levels and decreasing job satisfaction. 

Put these factors together, and you could end up facing a stint out of work with no money coming in.

And then what happens?

Income Protection, outright, is the best way you can protect yourself from whatever life throws at you.

No messin’, no foosterin’.

It’s the insurance that’s worth its weight in gold because: it covers up to 75 per cent of your salary if you’re unable to work long-term for any reason.

Critical illness.

It’s a two-word pairing that strikes fear in your heart.

Like terminal cancer and heart disease.

Or Donald Trump.

All equally calamitous harbingers of doom.

Suffering from overactive thyroid?

You're not alone, it's one of the most common health conditions we see in life insurance applications.

An overactive thyroid or hyperthyroidism shouldn't affect the price of your life insurance provided...

Need mortgage protection quickly?

You've come to the right place.

We discuss how quickly you can get mortgage protection and what will delay the process.

Should you cancel life insurance?

It depends on the stage you're at in your life.

In this article, we look at who should, and who shouldn't cancel their life insurance.

Alzheimer's disease is the most common form of dementia, accounting for 50-60% of all cases.

It is a progressive neurological condition characterised by the build-up of proteins known as plaques in the brain.

These plaques gradually damage and destroy the nerve cells making it more and more difficult to remember, reason, understand and express ideas.

There is currently no known cause and no cure for the condition. As a result, it's not possible for someone with Alzheimer's to get insured.

Finding a reliable solicitor in Ireland isn't an easy job.

It's like searching for a needle in a haystack, blindfolded, wearing boxing gloves.

Don't get me wrong, there's a rake of solicitors out there who have your best interests at heart and treat you like an actual person instead of billable hours, but it's not easy and can be pretty overwhelming.

So we've done the heavy lifting for you and made a list!