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What Is an Insurance Loading? Life Insurance Loadings Explained
A life insurance loading means your premium has been increased because an insurer believes the risk of a claim is higher than average.

Different insurers assess risk differently, which means another insurer may offer the same cover at a lower price.
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September 3 2026 4 min read Life Insurance

Genetic Testing and Life Insurance in Ireland
Genetic test results are off-limits to life insurers in Ireland.

But your symptoms, family history and other medical investigations may still matter.

Here’s how the rules work.
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September 2 2026 5 min read Mortgage Protection Insurance

Mortgage Protection Insurance for Cancer Survivors in Ireland
If you’ve had cancer and you’re applying for mortgage protection in Ireland, important changes take effect from 15 October 2026.

This guide explains the new five-year Right to Be Forgotten, who qualifies, and what happens if you don’t.
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September 1 2026 5 min read Mortgage Protection Insurance

Can You Get Life Insurance with Kidney Disease?
Getting life insurance with kidney disease is possible in many cases, but it depends on your condition, stage, and which insurer you apply to first.

Here’s how it works in Ireland.
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August 27 2026 6 min read Medical Issues & Life Insurance

Best Mortgage Protection in Ireland (2026 Comparison Guide)
Side-by-side comparison of Ireland’s main mortgage protection insurers.

Understand underwriting differences, increase options and added benefits before you apply.
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August 24 2026 7 min read Mortgage Protection Insurance

How to Answer Life Insurance Application Questions Properly in Ireland
Applying for life insurance in Ireland?

Here’s what questions insurers actually ask, how to answer medical and health questions properly, and why the order you apply in can affect your outcome.
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July 10 2026 Life Insurance

Life Insurance for New Parents in Ireland
Becoming a parent changes how important your income is overnight.

This guide explains what life insurance, mortgage protection, income protection and serious illness cover actually do — and what most new parents in Ireland should prioritise first.
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May 28 2026 5 min read Life Insurance

Can You Still Get Life Insurance After 60 in Ireland?
You can still get life insurance after 60 in Ireland, but the type of policy and the insurer you approach matters more than most people realise.
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May 25 2026 Life Insurance

Life Insurance After a Blood Clot in Ireland
Most people can still get life insurance or mortgage protection after a blood clot in Ireland once treatment is complete and recovery is stable.

Learn how insurers assess DVTs and pulmonary embolisms.
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May 21 2026 3 min read Medical Issues & Life Insurance

Life & Mortgage Protection with Thrombocytopenia in Ireland
Most people with stable thrombocytopenia can still get life insurance and mortgage protection in Ireland.

Learn how insurers assess platelet counts, bleeding history and underwriting risk.
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May 20 2026 3 min read Medical Issues & Life Insurance

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