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Income Protection or Health Insurance?

Health insurance covers hospital treatment, while income protection replaces your salary if illness stops you working.

They solve different financial problems.

Smoking & Life Insurance in Ireland

If you smoke or vape, life insurance in Ireland can cost up to twice as much as non-smoker cover.

This guide explains how insurers define a smoker, how vaping affects premiums, and how you can switch to cheaper non-smoker rates after quitting.

Mortgage Protection Insurance Cost in Ireland (Average Prices for 2026)

Mortgage protection in Ireland costs about €33 per month for the average first-time buyer couple.

But the real price depends on your age, mortgage size, health and which insurer you apply to.

How to Compare Income Protection in Ireland in 2026

The best income protection in Ireland depends on your job, health and policy structure.

We compare Aviva, Zurich, Irish Life, New Ireland and Royal London.

Vhi Life Insurance & Mortgage Protection Review (2026)

Vhi offers simple life insurance underwritten by Zurich Life.

It can work well for healthy applicants who want quick cover, but the policy has stricter age limits and less flexibility than broker-arranged alternatives.

How Long Should You Take Life Insurance For?

How long should life insurance last?

In Ireland most policies run until your youngest child becomes financially independent or your mortgage is cleared.

Here’s how to choose the right policy term.

Can You Claim Tax Relief on Income Protection Insurance in Ireland?

Income protection premiums qualify for tax relief in Ireland because approved policies fall under Revenue’s Permanent Health Insurance rules.

You can claim relief at your marginal tax rate, which can significantly reduce the real cost of cover.

Do You Need Life Insurance When Renting?

Do you need life insurance when renting?

Learn when life cover makes sense for renters and why income protection is often the bigger financial risk.

Income Protection for Teachers in Ireland

Most teachers in Ireland already have salary protection through union schemes such as INTO, ASTI or TUI.

This guide explains when personal income protection may still make sense, particularly for teachers working outside the union system or those affected by medical disclosures

What is a Loan Clause When Buying a Home in Ireland?

A subject to loan clause protects you when buying a home by allowing you to withdraw if your mortgage approval falls through before contracts are binding.

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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