Award-Winning Life Insurance Blog for Tips, Tricks and Advice | Lion.ie
Complete Financial Questionnaire

The Lion Life Insurance Blog

Income Protection if You’re Dismissed While Sick

Can income protection still pay if your employer lets you go while you’re out sick?

In most cases, yes. This page explains how claims actually work in Ireland and why policy wording matters more than people realise.

Unfortunately, the answer is trickier than a quick yes or no.

The One Plan & Bank-Bundled Insurance: What You’re Not Told

Banks often bundle mortgage protection, life cover and Bill Pay into one policy during the mortgage process.

This guide explains what’s really included, who owns the policy, and why Bill Pay is often mistaken for income protection.

When Should You Apply for and Start Your Mortgage Protection Policy?

You should apply for mortgage protection as soon as you go sale agreed.

You should issue your mortgage protection policy before you sign binding contracts.

This is the only way to avoid the heartache of not being able to buy your home due to an unexpected health issue.

Income Protection for the Self Employed & Freelancers

If you’re self-employed and can’t work due to illness or injury, your income stops immediately.

This guide explains how income protection works for sole traders and contractors, what insurers actually assess, and how to avoid costly mistakes when applying.

Digestive Conditions & Life Insurance

Most digestive conditions don’t automatically block life insurance or mortgage protection in Ireland.

What matters is the specific condition, whether investigations are complete, and applying in the right order.

Income Protection for Nurses: When the Union Scheme Isn’t an Option

Union income protection schemes work well for many nurses.

This page explains when personal income protection may be worth considering instead, particularly for private sector nurses or those affected by health exclusions.

What Are the Most Common Life Insurance Mistakes in Ireland?

Most life insurance mistakes aren’t about choosing the wrong policy.

They happen earlier than that.

This guide explains what goes wrong most often in Ireland and how to avoid decisions that can quietly limit your options later.

Income Protection for Construction Workers

Income protection for builders in Ireland isn’t restricted by the job itself, but outcomes vary by occupation class and insurer approach.

This guide explains what really affects cost, exclusions, and how to apply properly.

Mortgage Protection Insurance for Cancer Survivors in Ireland

If you’ve had cancer and you’re applying for mortgage protection in Ireland, the rules have changed.

This guide explains how the Code of Practice works, who qualifies, what still needs to be disclosed, and where applications can become more nuanced.

Can Bonuses and Commission Be Included in Income Protection in Ireland?

Some bonuses and commission can be included in income protection, but only in specific circumstances.

What matters is how regular the income is, how it’s taxed, and how it can be proven.

Get in touch

057 93 20836

Ask a question

Reviews

Don’t know where to start?

Have a nose through our free life insurance guides

View our guides

Life Insurance Quotes - Free and Easy!

As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

Watch our video