The Lion Life Insurance Blog

As a solicitor, your income is your livelihood.

But what happens if you cannot work due to illness or injury?

Income protection can provide the financial security you need to get through tough times and ensure that you and your family are taken care of.

This article will explore the importance of income protection for solicitors and how to get the best policy.

It's possible to get life insurance after cancer.

But it depends on the type of cancer and how aggressive it was.

Here's out quick guide to applying for life cover after cancer.

Living with HIV no longer means being locked out of life insurance or mortgage protection.

Treatments are effective, life expectancy is normal, and Irish insurers are finally catching up.

Here’s what getting covered really looks like in 2025 — and how to find the insurer who’ll say yes.

Got an underactive or overactive thyroid? Good news — you can still get mortgage protection or life cover at normal rates once your condition’s under control.

Here’s how Irish insurers really assess thyroid issues, and how to get the best deal without the medical drama.

Need life insurance but don't fancy getting prodded and poked by a doctor?

That's understandable.

You'll be glad to hear you can get cover without a medical

Sick days are inevitable — the flu, a pulled muscle, a heavy night (don’t look at me like that!).

But did you know that legally, you’re only entitled to five paid sick days per year in Ireland?

Shocking, isn’t it?

And if you work as a chemist or can call yourself a pharmacist, you’re in the same boat as everyone else.

Although life insurance providers will decline some claims (usually because of lying on the application form), if you have a genuine claim that meets the definition of the illness , they will happily pay out.

If the insurers don't pay claims, then what's the point of serious illness cover?

This why they welcome claims so they can prove how important serious illness cover is.

So, let's examine why an insurer may refuse to pay a claim

Think insurers never pay out?

In Ireland, they actually do — about 98 % of life insurance claims are paid every year.

This post breaks down the small print behind the 2 %, why claims sometimes get refused, and how to make sure yours isn’t one of them.

Nobody wants to think about what will happen when you exit stage left but, as boring as it can be, preparation is always key.

So you're paying your premium monthly towards your life insurance, serious illness cover and income protection, but what happens when you or your loved ones need to claim on that policy?

If you fancy yourself as the next James Bond and you’ve been wondering how your passion for adrenaline-pumping pastimes could affect your life insurance premiums, you’re in the right place.

Most people want to spend as little as possible on life insurance and mrotgage protection.

And that's fair enough, I'm one of them.

But if you spend your weekends lobbing yourself out of a plane, diving into the ocean deep, or spinning your wheels on the Motorcross track, then I’m pretty sure you're not going to quit those hobbies just to get a cheaper quote.

So how much more are you looking at?