Non Resident Life Insurance | Getting an Irish mortgage but living abroad

• Very efficient and well organized – sourcing insurance from abroad is difficult – Nick @ LION.ie took away all the hassle. Mark Donlon, Singapore.
• Nick was very professional, efficient and above all friendly. Paul McMahon, Dubai
• Very friendly , approachable staff. Willing to help in anyway they could. Prompt responses through email or phone. Excellent advice on which plan to suit your needs. Have already recommended. Thank you very much Nick. Pamela Hayer, Mangaf, Kuwait
  
• Thanks for your assistance in a situation which required a quick turnaround and immediate action – an invaluable service. Ciara Gilleece, Australia
• Excellent service, were very helpful, very approachable, understood our needs and I could not find fault in anything they did for us. Highly recommended! David, Stewarton, Scotland
  (more testimonials)

With so many people leaving these shores to seek fame and fortune abroad, this is a question I am often emailed from afar:

Hi Nick,
We’re currently living abroad and are buying a property back home in Ireland but we’re having a hard time getting cover for the mortgage. Can you help with non resident life insurance?
Thanks in advance,
Tom

The good news is we can arrange non resident life insurance…

…but there are some conditions:

Non Resident Life Insurance & Non Resident Mortgage Protection

Most life insurance companies will turn their back on you if you’re a non-resident.

You’re dead to them.

Apart from one.

But you must meet these five simple conditions.

1. The mortgage protection or life insurance is for an Irish property
2. The mortgage protection or life insurance is for an Irish mortgage.
3. The mortgage is from an Irish lender
4. You must confirm you are in Ireland when you are signing your application form
5. Cover is not available for US residents.

Over to you…

Most of the Irish banks are now tied agents of Irish Life. This means they can only sell policies from Irish Life.

Therein lies the problem.

Irish Life don’t offer non resident life insurance.

But don’t worry, you’re not alone.

We can help you like we’ve helped others.

If you need any help, please call me on 05793 20836.

Or if you prefer,  gimme a quick outline below and I’ll be right back to you.

I prefer to work over email so time zones don’t get in the way!

Nick McGowan
lion.ie | making life insurance easier