With so many people leaving these shores to seek fame and fortune abroad, this is a question I am often emailed from afar:
We’re currently living abroad and are buying a property back home in Ireland but we’re having a hard time getting cover for the mortgage. Can you help with non resident life insurance?
Thanks in advance,
The good news is we can arrange non-resident life insurance cover for you…
…but there are some conditions:
Most life insurance companies will turn their back on you if you’re a non-resident.
You’re dead to them.
Apart from one.
But you must meet these five simple conditions.
In these times of COVID, number 4 is the one that catches most people. There is no way around it; we’ve tried everything. Both parties to the mortgage must be physically present in Ireland when signing the documents.
Most of the Irish banks are now tied agents of Irish Life. This means they can only sell policies from Irish Life.
Therein lies the problem.
Irish Life doesn’t offer non-resident life insurance (nor do Bank of Ireland Life/New Ireland)
But don’t worry, you’re not alone.
We can help you like we’ve helped others.
If you need any help, please call me on 05793 20836.
Or, if you prefer, fill out this short form, and I’ll be right back to you.
I prefer to work over email, so time zones don’t get in the way!
lion.i.e. | making life insurance easier
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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!