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Mortgage Protection Insurance

What Life Insurance do you Need for a Self Build Mortgage?

Tackling a self-build, eh, you're brave...and patient...and have deep pockets, but it will be worth it in the end.

I only wish I was as brave; instead, I'm stuck with a tiny kitchen and an enormous living room. Them's the break of not designing your own gaff, I guess.

Ah well, we're lucky to have a house. I feel for those trying to buy in Ireland. What a sh1tshow it is.

But I digress.

Here are some FAQs on self-build mortgages that you might be asking too.

When do you Start Your Mortgage Protection Policy?

In this blog, we answer a client query:

We don't have an agreed closing date for the sale yet, we're still waiting on the first draft of contracts.

Is it too early to start the ball rolling on mortgage protection? We're hoping to get everything done and keys by the end of next month?

Non-Resident Life Insurance – Getting an Irish mortgage but living abroad

Most life insurance companies will turn their back on you if you're a non-resident.

You're dead to them.

Apart from one.

The Definitive Guide to Dual Mortgage Protection

You're looking for a mortgage protection policy:

You're probably  looking for the best priced mortgage protection policy.

But will you find the best value mortgage protection policy?

You will if you keep on reading.

First Time Buyer Mortgage Protection Insurance Ireland 2021

You're looking for mortgage protection.

You're a first time buyer.

You've come to the right place

Life Insurance as Guarantor – a Headache for Irish Mortgage Applications

It's common for a parent to help out their child by acting as guarantor for their mortgage.

But what if your bank insists they need to pay through the nose for life insurance too?

What are your options?

Life Insurance for Split Mortgages

Irish banks have offered split mortgages for borrowers who are having difficulty keeping up with the mortgage repayments.

If you can’t afford the full mortgage repayment each month but have the means to make a partial payment, the bank will split your mortgage in two (hence the name).

You continue to make payments on one part of the loan (called the active part) while the bank sets aside or “warehouses” the mortgage balance until you're in a better financial position.

How Age Affects Your Life Insurance and Mortgage Protection

Birthdays are important because age is the one thing that will always increase the cost of your cover

You might say:

But what about smoking

I say:

Good point but you can always quit and make yourself a non-smoker.

You can’t make yourself younger.

Or can you?

The First-Time Buyer’s Guide to Buying a House Without Melting Your Head

So how do you go about getting a mortgage?

Well, if you’re in Dublin, you’ll probably look at house prices, cry a bit and give in to the inevitability of having to live out of your parent’s gaff for the next decade.

Be grand.

For everyone else? Follow along.

Arranging Mortgage Protection in Ireland – What You Need to Know

You're here because you're getting a mortgage, welcome, thanks for joining us.

But before we go any further, I have something to tell you.

Are you sitting comfortably?

You won't believe what I'm going to say.

Are you ready?

Here goes:

Your bank may be telling you porkies

Get in touch

057 93 20836

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Life Insurance Quotes - Free and Easy!

As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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