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Mortgage Protection Insurance

What is the Best Mortgage Protection Policy in 2021?

Buying a house, as we all know, is a pain in the hole as it involves any number of the following:

Keeping a paper trail.
Dealing with estate agents.
Living at home in the box room with yer ma and da for a year to save a deposit. 
Paperwork. 
Dealing with estate agents.
More paperwork. 
Budgeting for stamp duty and a solicitor.

It’s no wonder you might be tempted just to say ‘feck it’ and go with your bank when they offer you a Mortgage Protection policy. But don't!

Mortgage Protection Cohabiting Couples

Cohabiting couple.

It’s surely the unsexiest way of referring to living with your other half. Second possibly only to ‘living in sin’ – but even that has a certain ring to it, doesn’t it?

And sure, you might be perfectly happy in your unwedded bliss – but you do need to consider certain ramifications when it comes to tax.

How to Compare Mortgage Protection Policies in Ireland 2021

Humans are lazy.

And I’m not just saying that as a broad statement.

We’re hardwired to conserve our energy when making life choices. And yes, you’re included in that ‘Mr I get up every morning at 5 am to do CrossFit for an hour before work’

That’s why, when you get a quote for Mortgage Protection (or any type of insurance), it’s reasonable to pick the cheapest insurance and not think about it ever again. But that’s not necessarily the wisest choice, young grasshopper.

The Ultimate Guide to Mortgage Protection in 2021

Welcome to THE most comprehensive guide to mortgage protection on t'internet.

Learn:

where to buy the best mortgage life insurance policy
why you should never add serious illness cover to your policy?
how to avoid 33% tax if you're not married

And much more more

You Don’t Need Life Insurance for a Mortgage (You Only Need Mortgage Protection)

If you think you need life insurance for a mortgage, you're mistaken.

All you need is mortgage protection (no matter what the bank tells you)

It'll save you a few quid...

Why Have I Been Declined for Mortgage Protection Cover?

It may have come as a huge shock to be declined or postponed.

In this article, I discuss the reasons why this has happened.

And what you can do about it.

Safeguarding Your Home Using Income Protection

Imagine if you didn't have a PUP.

Now I'm not talking about your four-legged friend.

No siree Bob, I'm talking about the Pandemic Unemployment Payment that many of us are trying to survive on since fecking COVID19 hit.

It's not a lot of money, but it's a lifesaver for thousands of people.

Mortgage Bull Buster

When you're buying a house, there's an awful lot of high-falutin bullshit to wade through.

Plenty of terms that the average Joe just don't know.

So to help you survive the onslaught, we've created a Mortgage Bullshit Buster, or MBB if you will.

Without further ado.

Switching Mortgage Deals in Ireland 2020

Once upon a time, Ireland’s entire housing market descended into a massive ball of fire.

I’m sure you’re familiar with it.

One of the things that fell away, alongside property prices (now rising meteorically again) was the habit of switching mortgages.

4 Reasons to Avoid the One Plan Life Insurance Policy from Irish Life

Have you had the talk?

No, not the one about the birds and the bees.

The talk....with yer man/wan from the bank.

The talk...where they corner you in a dimly lit room and put the squeeze on until you say no more and sign up for the policy they're hustling.

If you haven't had the talk yet, count yourself lucky you found this page.

If you have survived the talk without signing up, then you, my friend, are a legend. 👊

But, don't worry if you did crumble - you have a cooling-off period of 30 days where you can cancel and get your money back. And even after the 30 days, you can cancel at any time and switch to a better policy.

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057 93 20836

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Life Insurance Quotes - Free and Easy!

As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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