Is Royal London mortgage protection a good option?

Yes, it’s one of the strongest all-round options in Ireland, particularly for features and support. However, it may not be the best option depending on your health and circumstances.

What is Helping Hand?

Helping Hand is a support service that gives access to a dedicated nurse and additional support services during illness, injury, or bereavement.

Does Royal London offer dual life cover?

Yes. They often offer dual life cover for the same price as joint life, which means the policy can pay out twice.

Is Royal London the cheapest option?

Not always. They are usually competitively priced but not typically the cheapest in the market.

Should I choose based on features?

No. Features are important, but underwriting outcomes and insurer choice matter more.

Mortgage Protection Insurance Archives

Mortgage Protection Insurance

Royal London Mortgage Protection Review

Royal London offers one of the strongest all-round mortgage protection policies in Ireland, but the best choice depends on your health and how you apply.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

April 22 2026 4 min read Mortgage Protection Insurance

Zurich Mortgage Protection Review

Zurich is often one of the cheapest mortgage protection options in Ireland, but the lowest price doesn’t always mean the best outcome.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

April 21 2026 Mortgage Protection Insurance

Mortgage Exemptions Ireland Explained | LTI & LTV Exceptions

Mortgage exemptions can help you borrow more, but they also increase the risk at drawdown.

Here’s how they work and what to watch before signing contracts.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

April 20 2026 5 min read Mortgage Protection Insurance

New Ireland Mortgage Protection Review

Thinking of choosing New Ireland for mortgage protection?

It’s good, but there are situations where another insurer may suit you better.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

April 19 2026 3 min read Mortgage Protection Insurance

Irish Life Mortgage Protection Review 2026

Irish Life mortgage protection explained properly - costs, features, and when it’s the right choice (and when it’s not).

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

April 8 2026 5 min read Mortgage Protection Insurance

Can You Combine Life Insurance and Mortgage Protection?

You can combine life insurance and mortgage protection, but the outcome depends on timing.

In most cases, separate policies give better protection.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

April 2 2026 7 min read Mortgage Protection Insurance

Do You Need Life Insurance for a Mortgage in Ireland?

Think you need life insurance for your mortgage? You don’t — the bank just needs mortgage protection.

Here’s the difference, when to upgrade, and how to save.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

April 1 2026 Mortgage Protection Insurance

How to Choose a Solicitor When Buying a House in Ireland

Choosing a solicitor is one of the most important parts of buying a house in Ireland.

This guide explains what actually matters, what to avoid, and how the wrong choice can delay your mortgage.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

March 25 2026 5 min read Mortgage Protection Insurance

Genetic Testing in Ireland: Cost, Results & Life Insurance Explained

Genetic testing in Ireland costs between €250 and €2,000 depending on the test.

While insurers can’t use your results, they will assess your family history and any ongoing investigations.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

March 23 2026 5 min read Mortgage Protection Insurance

Mortgage Protection for Unmarried Couples in Ireland

If you’re not married, how you set up your mortgage protection can affect the inheritance tax bill if one of you dies.

Here’s how to reduce the risk and get it right from the start.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

March 21 2026 4 min read Mortgage Protection Insurance

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