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Recently someone asked me whether I could get them life insurance after a pulmonary embolism.
To me, it looked like aĀ postponement, at least until the Warfarin treatment ended.
Some of my underwriters agreed with me but othersĀ surprised me…
Before we get to their findings let’s nail down what a pulmonary embolism is.
A pulmonary embolism is a blockage in one of the pulmonary arteries in your lung.
They almost always occurs in conjunction with deep vein thrombosis.
So in layman’s terms it’s a blood clot in the lungs.
But, two of my insurers were willing to accept an application immediately!
This shows how important it is that your broker
The cost willĀ depend on the underlying cause, treatment and the number of episodes.
Usually you’ll get the normal priceĀ if it’s a single episode, happened over 6 months ago, and you have made a full recovery.
Get a normal priceĀ life insurance quoteĀ here.
In my client’s case above, subject to a PMAĀ report, theĀ premium would double until she came off the Warfarin.
Once a year has passedĀ since the PE and she isĀ off Warfarin, she could get theĀ normal price providing there are no underlying issues.
Life insurance after a pulmonary embolism is possible but you might have to wait until 6 months after the attack to get the best price.
If youād like me to make a recommendation on the types of cover you should consider based on where you are in life, please complete this questionnaire and Iāll be right back.
Nick McGowan
lion.ie | making life insurance easier
As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!
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