Suffering from overactive thyroid?
You’re not alone, it’s one of the most common health conditions we see in life insurance applications.
An overactive thyroid or hyperthyroidism shouldn’t affect the price of your life insurance provided:
The thyroid gland releases hormones that control the metabolism and govern the way the body uses energy including how fast you burn calories and how fast your heartbeats.
If you suffer from Hyperthyroidism, your thyroid gland is overactive and makes excessive amounts of the thyroid hormone. The most common causes are Grave’s disease (auto‑immune disorder) and thyroid goitre (an enlargement of the thyroid gland). The condition can be treated with medication, radioactive iodine or surgery.
Hypothyroidism symptoms include dry skin, brittle hair, weight gain, tiredness, cold intolerance, a hoarse voice, constipation, lower libido, muscle weakness, heavier periods, a puffy face and bags under the eyes, slow speech, movements and thoughts, depression, memory problems, difficulty concentrating, a slow heartbeat, slightly raised blood pressure and raised cholesterol.
The life insurance company will ask questions such as:
If the insurer needs more information to make a decision, they will write to your GP for a medical report.
Choosing the most suitable insurer and packaging your application correctly is a very important first step.
We know the insurers who are more lenient when it comes to assessing life insurance with an overactive thyroid.
If you decide to apply through us, I’ll help you through the application process and advise the best course of action to obtain your life insurance at the lowest possible price, with the least amount of hassle.
We have arranged life insurance for many clients with an overactive thyroid so we know what we’re doing.
All of our discussions will be on a strictly confidential basis.
Would you like the best price when applying for life insurance with an overactive thyroid?
If you’d prefer a quick chat first, please call me on 05793 20836.
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