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The Lion Life Insurance Blog

Laya Life Insurance – How Does it Compare?
Laya life insurance markets itself as no-frills life insurance, but is it a viable alternative to what's already on the life insurance market?
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May 5 2021 5 min read Life Insurance

What is a PMAR? Life Insurance Medical Report
Medical science can spot a health issue so quickly that there seems to be hardly a healthy human left.

So don't be surprised if your insurer requests a medical report from your GP.

Here's why they need a PMAR...and how you can avoid them.
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April 21 2021 6 min read Life Insurance

The Definitive Guide to Dual Mortgage Protection
what is dual life mortgage protection text on image of a house
You're looking for a mortgage protection policy:

You're probably  looking for the best priced mortgage protection policy.

But will you find the best value mortgage protection policy?

You will if you keep on reading.
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April 12 2021 4 min read Blog Mortgage Protection Insurance
what is dual life mortgage protection text on image of a house

Whole of Life Insurance that Pays for Itself
life insurance that pays for itself text on image of gent making payment
The two things that piss everybody off about life insurance are:

Having to pay for it
Not getting anything from it

I have the solution.
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April 9 2021 5 min read Life Insurance
life insurance that pays for itself text on image of gent making payment

Life Insurance as Guarantor – a Headache for Irish Mortgage Applications
It's common for a parent to help out their child by acting as guarantor for their mortgage.

But what if your bank insists they need to pay through the nose for life insurance too?

What are your options?
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April 8 2021 3 min read Mortgage Protection Insurance

Life Assurance After a Heart Attack
heart issues life insurance
It's possible to get life insurance after a heart attack.

But there are a number of factors you need to be aware of.

I discuss them in more detail in this post.
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April 7 2021 4 min read Medical Issues & Life Insurance
heart issues life insurance

Life Insurance with a Stent Fitted
mortgage protection after a stent
You can get life insurance and mortgage protection cover after having a stent fitted.

Here we go through the factors the underwriters will consider before offering cover.

Be warned! If you're under 40, it's going to be difficult to get cover.
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April 6 2021 3 min read Medical Issues & Life Insurance
mortgage protection after a stent

How to Answer Life Insurance Health & Medical Questions
what questions are on mortgage protection application form?
The life insurance company isn't trying to catch you out.

Yeah, yeah, I know you're a teeny bit sceptical but hear me out!

Currently, the insurers only refuse around 5% of all the life insurance and serious illness claims that they receive.

Or putting a more positive spin on it, they pay 95 in 100 claims. Not bad, eh?
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March 31 2021 Life Insurance
what questions are on mortgage protection application form?

Getting Life Insurance in Ireland with Cardiomyopathy
life insurance with cardiomyopathy
It's possible to get life insurance with cardiomyopathy if you apply to the most sympathetic insurer.

But it's not straightforward.

Here's our guide.
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March 24 2021 5 min read Medical Issues & Life Insurance
life insurance with cardiomyopathy

Income Protection for the Self Employed & Freelancers
income protection for the self employed
You and I have a lot in common.

Like me, you’re self-employed, or your partner is.

Like me, you’ve taken a risk by forfeiting a cushy role as an employee where you had the comfort of a regular income.

You’ve left behind benefits like income protection and death in service.

And you waved goodbye to illness benefit from the state should you get sick.

Are you CRAZY?
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March 23 2021 8 min read Income Protection Insurance
income protection for the self employed

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