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How Do You Know If You’re Overweight For Life Insurance or Mortgage Protection?

October 1 2018 4 min read Blog Life Insurance Medical Issues

30 second summary

  1. The standard price for life insurance is possible if your BMI is less than 31 and you’re otherwise in perfect health.
  2. BMI of 31 to a BMI of 49 (females) and 46 (males), you’ll get cover provided you have no other health issues.
  3. The higher your BMI, the higher your premium. A BMI of 31 will pay 50% more, a BMI of 49 may pay three times the normal price.
  4. Up to a BMI of 45 you should be able to get mortgage protection without the need for a nurse medical (nsurer dependent)
  5. Females with a BMI of over 49 and males with a BMI of over 46 will struggle to get cover.

how BMI affects life insurance text on image of healthy food bowl

Blog Life Insurance Medical Issues
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Life Insurance with Irritable Bowel Syndrome

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