Complete Financial Questionnaire

How Do You Know if You’re Overweight for Life Insurance or Mortgage Protection?

30-second summary:

  1. The standard price for life insurance is possible if your BMI is less than 31 and you’re otherwise in perfect health.
  2. BMI of 31 to a BMI of 49 (females) and 46 (males), you’ll get cover provided you have no other health issues.
  3. The higher your BMI, the higher your premium. A BMI of 31 will pay 50% more, a BMI of 49 may pay three times the normal price.
  4. Up to a BMI of 45 you should be able to get mortgage protection without the need for a nurse medical (insurer-dependent)
  5. Females with a BMI of over 48 and males with a BMI of over 46 will struggle to get cover.

how BMI affects life insurance text on image of healthy food bowl

Blog Life Insurance Medical Issues
Give us a quick outline of how we can help and we'll be right back to you.

Life Insurance with Irritable Bowel Syndrome

We know how awful irritable bowel syndrome (IBS) is, being prone to constipation, alternating sometimes with diarrhoea, constantly feeling like a beast has taken up residence in your gut.

Arranging mortgage protection or life insurance with irritable bowel syndrome should be a breeze in comparison...if you choose the right insurer.

That's where we come in.

We're Ireland's specialist life insurance advisor which means we know which insurer to approach if you have IBS saving you time, hassle and most importantly money.

Don’t know where to start?

Have a nose through our free life insurance guides

View our guides

Life Insurance Quotes - Free and Easy!

As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

Watch our video