The technical term for what we commonly call a heart attack is a Myocardial Infarction (MI).
This is when part of the heart muscle suddenly loses its blood supply.
Without prompt treatment, it can damage the affected part of the heart.
The most common symptom of an MI is severe chest pain.
The pain may be similar to angina, but it’s usually more severe and lasts longer
Life assurance after a heart attack is possible but it depends on a number of factors:
As above it depends on a number of factors, I’ll run through the most important ones.
Younger people will find it more difficult to get life insurance after a heart attack.
If you’re under 40 and have suffered a heart attack, I’m afraid it’s going to be almost impossible to get cover.
If you have had a heart attack in the last 6 months, the insurers will postpone offering you cover.
Two or more heart attacks will usually result in a decline.
You’re looking at a loading of between 100% and 300%.
If someone in perfect health pays €50 per month for their cover, you’ll pay between €100 and €200 per month for the same cover.
Worried you or a loved one won’t get cover because of a heart attack?
Don’t be afraid to give me a call on 05793 20836 so we can discuss your case in confidence.
Alternatively, click to open and complete this chest pain questionnaire.
I can then speak with my underwriters to assess your chances of success and try to get an indicative quote before you make a formal application.
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