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Mortgage Protection

Why you need Mortgage Protection

“What happens to my mortgage if I pass away?”

If you’re reading about Mortgage Protection, you’re either really bored, are one of those people who just likes to know *things*, or you’re on the cusp of buying a house.

If it’s the former, I suggest a hobby.

If you’re the latter, congratulations!

Buying a house is one of the most exciting things you can do; there’s no feeling quite like officially being handed the keys to your gaff and taking that first step over the threshold.

Whether you carry your other half is entirely up to you.

If you’re well on your way to owning your own house, you’ll know that you have to get Mortgage Protection, which pays off your mortgage if you die.

Which, to be fair, is really helpful for your other half if the worst happens.

What you might not know is that you don’t actually have to get Mortgage Protection from your bank. In fact, you shouldn’t.

Your lender might be tempted to throw their weight around (it wouldn’t be the first time a bank has given bad advice, now would it?) or you might be considering it because it’s handy, but here’s the thing: the banks are tied to one insurer so you’re chances of getting the best deal aren’t great.

I guarantee you I can get you a better deal than your bank.

Benefits of Mortgage Protection with lion.ie

  • The full payment of your mortgage if you pass away.
  • The option to bundle Serious Illness Cover, so you get a pay-out if you fall sick with any of the serious illnesses covered in the policy. (Think: cancer or a heart attack – the bad stuff, basically.)
  • Financial peace of mind for you and your family if the worst were to happen.
  • I compare all six insurers so you’ll get the best deal for you. That’s an awful lot more than the banks can say!

How much will it cost to cover my mortgage?

Why Lion.ie?

mortgage protection

I know what you’re thinking: why trust this guy? He’s just another broker out to make a quick buck on other people’s misfortune.

Harsh!

Scroll down to read some of my testimonials from my lovely clients. You won’t find a single bad one – and there’s a reason for that – bribery I mean, GREAT CUSTOMER SERVICE

I believe in plain English and in avoiding the makey-uppy terms insurers and banks use to bamboozle you. After all: if you can’t understand what they’re saying, how are you meant to get the best deal?

You can go ahead and get Mortgage Protection with your bank – but do you really want to be stuck with a policy that they can cancel if you ever want to move your mortgage in the future? Getting your quote takes 30 seconds and we can do the rest over email, so it’s a really easy process.

What else?

  • We’re on online broker so we can arrange everything, including the signing of your documents over t’internet.
  • We specialise in getting cover for people with health issues or a quirky medical condition.
  • We’re an independent broker giving you unbiased advice on a choice of policies from Aviva, Friends First, Irish Life, New Ireland, Zurich Life and Royal London. That’s all six of the insurers. You won’t get that from a bank or any one insurer.

I believe in plain English and in avoiding the makey-uppy terms insurers and banks use to bamboozle you. After all: if you can’t understand what they’re saying, how are you meant to get the best deal? I’ll give you independent, unbiased advice so you can get the right deal for you.

I can’t wait to speak with you and to make life insurance a little less drab and a little more fun.

Nick McGowan
lion.ie | making life insurance easier

What my clients are saying