No doubt, as an independent contractor you’ve experienced it all.

The hopes.
The dreams.

The days where it’s gone spectacularly well and the ones where you consider packing it all in to permanently push pens.

It’s a rollercoaster. But what happens if you get sick? And I’m not talking a dodgy belly or a sore head after a long weekend...

Worried that IBD will affect your life insurance or mortgage protection application?

You've come to the right place.

We're the experts when it comes to Cronh's and Colitis.

It’s very easy to think that bankers are wan…bad guys. Sure wasn’t it the bank’s fault that the Boom collapsed so badly?

Between massive loans and inflated prices, it was all a bit of a disaster. But we’ve sort of returned to a middle ground where the banks aren’t such bad guys after all.

Or have we?

When it comes to Life Insurance, that’s definitely not the case. Why? Let’s take a look at why buying insurance with a bank will hit you square in the pocket.

In this guide, we'll dive into the world of digestive disorders and how they can affect your life insurance and mortgage protection.

We'll chat about seven common digestive issues, like Barrett's oesophagus, Gastro‑oesophageal reflux, and those pesky hernias.

I'll spill the beans on what insurers want to know, how it impacts your costs, and whether you're eligible for serious illness or income protection coverage.

So, grab a cuppa, relax, and let's make sense of it all.

You finally did it - you bought life insurance.

You head out for lunch, feeling like an official grown up, having done the right thing and applied for life insurance online

And you did it on company time!

Double win.

You take your phone out of your pocket to call your partner with the good news (they've been at you for ages to get your  life insurance sorted)

No reply.

You look down at your phone to redial, stumble onto the road and...

Without mortgage protection you can't get a mortgage so it should be the first thing you arrange when you're getting mortgage ready.

In this blog we look at potential hurdles such as health issues and medical appointments.

Your No Bullshit Guide to Income Protection

Based on questions I have been asked over the years.

Enjoy!

Buying a house, as we all know, is a pain in the hole as it involves any number of the following:

Keeping a paper trail.
Dealing with estate agents.
Living at home in the box room with yer ma and da for a year to save a deposit. 
Paperwork. 
Dealing with estate agents.
More paperwork. 
Budgeting for stamp duty and a solicitor.

It’s no wonder you might be tempted just to say ‘feck it’ and go with your bank when they offer you a Mortgage Protection policy. But don't!

Welcome to THE most comprehensive guide to mortgage protection on t'internet.

Learn:

where to buy the best mortgage life insurance policy
why you should never add serious illness cover to your policy?
how to avoid 33% tax if you're not married

And much more more

You're looking for mortgage protection.

You're a first time buyer.

You've come to the right place