The Lion Life Insurance Blog

Mortgage protection’s grand… for your bank.

A convertible plan, though?

That’s where things get interesting — it protects you too, with cover you can extend later without another medical grilling.

Royal London’s Serious Illness Cover has improved — more conditions, unique mental health benefit, a shorter survival period, and strong claims stats.

But is it the right policy for you?

Lying on a life insurance or mortgage protection form might feel harmless — but it’s the #1 reason claims get declined.

Irish Life paid 99% of death claims in 2024. The 1%? All due to non-disclosure.

Here’s what really happens if you “massage” your application.

As a doctor, you’re well aware from dealing with your patients that life can take unexpected turns.

The same could happen to you.

One day, you’re in the operating room or consulting with patients, and the next, you could be facing an illness or injury that sidelines you from your profession.

Income protection is designed to be your financial safety net in these scenarios, helping you maintain your lifestyle and cover your expenses whil you focus on getting back to work.

But what exactly does income protection involve, and why is it so crucial for doctors?

Some insurers treat jobs differently — meaning the same role could cost far more with one insurer than another.

Your occupation class (1–4) affects price, benefits, and even whether you’ll be accepted.

This guide explains how income protection works by job, how to avoid overpaying, and why checking all insurers matters.

A step-by-step guide to picking the right income protection policy in Ireland.

Learn the 5 key decisions that matter, avoid common mistakes, and see how to compare insurers like a pro.

Pension Term Assurance is a valuable tool for ensuring your family's financial security while taking advantage of tax savings.

For business owners, it’s an effective way to provide peace of mind without a heavy financial burden.