The Lion Life Insurance Blog

Personal Accident Cover and Income Protection will both provide replacement income if you can't work but what are the similarities and differences?

Which should you choose?

That's what we look at in this article.

tl/dr - choose income protection!

Life insurance for people with gender dysphoria should be available at standard terms with most insurance providers.

However, a transgender person may have associated health issues such as prescribed medication.

Because the insurers will place more important of the associated health issues, it is vitally important you apply to the most sympathetic insurer for these issues.

Picture this:

You're sitting at your desk, bored out of your mind, daydreaming about that stunning beach getaway you just booked.

The sun-kissed shores, the warm breeze, the cold drinks —it all feels so close, yet so far away.

But, what if there's a cruel twist to this daydream?

Imagine life throws you a curveball, and suddenly, you find yourself unable to work due to an unexpected illness or injury.

The thought of putting your dreams on hold and settling for the mundane can be disheartening, to say the least.

But fear not, because there's a hero ready to save the day: income protection!

You can buy life insurance on a joint life or dual life basis.

With joint life, your policy pays out on the first death then your policy ends.

With dual life, your policy pays out on first death and cover continues for the survivor.

This article was inspired by an email from a woman called Annie, who wrote in:

Hi. My Life Insurance has been postponed, and I need it for a mortgage and am wondering if there is Life Insurance out there that I can get?

Obviously, for Annie, this is not good. Annie's done the hard part and saved the deposit and went and found a house to buy. However, to buy a home in Ireland, you have to get Mortgage Protection, which pays off your mortgage to the bank if you die.

Welcome to our blog post on life insurance and mortgage protection for individuals with neurological disorders in Ireland.

While it’s not always easy to think about, having a plan to protect you and your loved ones is essential.

This post will examine the most common neurological issues we advise on and discuss the factors insurance companies consider when underwriting policies.

We’ll also provide tips on how to navigate the application process and the options available for those with pre-existing neurological conditions.

By the end of this post, you’ll better understand how to find the right policy for your specific needs, even if you have a neurological disorder.

So, let’s crack on!

You’ve heard the old rhyming one-liner: an apple a day keeps the doctor away. Well, apparently an aspirin a day keeps heart disease away – though it remains to be seen if that’s entirely true.

It’s also completely useless if you’ve recently been diagnosed with a heart condition.

Heart conditions are scary – and you absolutely don’t need the added stress of worrying about financial issues. To ease your mind, I’m looking at how to be financially healthy.

Looking for life insurance can be daunting, especially if you have a pre-existing medical condition such as Hepatitis.

While it's true that Hepatitis can make it more challenging to obtain coverage, it's not impossible.

In fact, several insurers based in Ireland offer coverage for individuals with Hepatitis.

In this blog post, we'll explore the ins and outs of getting life insurance with Hepatitis, including what insurers are looking for and what you can do to increase your chances of getting coverage.

We'll also share some success stories of clients who have obtained coverage despite their medical conditions.

So, if you have Hepatitis and are in the market for life insurance, read on to learn more.

Are you wondering how to give yourself or a loved one the best chance of getting life insurance with COPD?

You've come to the right place.

We're the experts in arranging higher risk life insurance.

As an engineer in Ireland, your income is an essential part of your financial stability.

But what happens if you become unable to work due to an illness or injury?

That's where income protection insurance comes in.

Our latest blog covers everything you need to know about choosing the right policy, applying for coverage, and answering common questions about income protection insurance for engineers in Ireland.

Don't let unexpected setbacks derail your finances - read on to learn more.