The Lion Life Insurance Blog

Are you wondering how to give yourself or a loved one the best chance of getting life insurance with COPD?

You've come to the right place.

We're the experts in arranging higher risk life insurance.

As an engineer in Ireland, your income is an essential part of your financial stability.

But what happens if you become unable to work due to an illness or injury?

That's where income protection insurance comes in.

Our latest blog covers everything you need to know about choosing the right policy, applying for coverage, and answering common questions about income protection insurance for engineers in Ireland.

Don't let unexpected setbacks derail your finances - read on to learn more.

Mortgage Protection Insurance clears your debt to the bank if you die.

So, if you (or your partner) meet an early, very sad end, your home becomes theirs, debt-free.

If you didn’t have Mortgage Protection, the debt would keep on keepin’ on and there’d only be one of you to pay it off – which, again, given the apocalyptic state of the housing market, would be really, really rough.

Anyway, the lender won’t actually give you a mortgage without Mortgage Protection, so you’re gonna have to cough up for it, whether you want to or not.

In this blog, we explore the different types of life insurance and provide insights on how to find the most affordable policy that fits your budget and needs.

Whether you're looking for term life insurance or mortgage protection, this article will help you compare quotes and make an informed decision.

Strictly speaking, your kids don't need life insurance.

You see, life insurance exists to replace the income of a breadwinner.

And if your kids are anything like mine, they certainly aren't winning any bread.

Eating it, yes and slowly bleeding you dry.

But then Sarah gets sick.

She’s out of work for a week because of cramps. The company she works for are decent and pay her for up to 10 sick days a year. Sarah’s not worried.

But then the cramps don’t go away and she finds out she’s got cancer and she’s about to face a long medical battle, and god knows how long out of work.

Those 10 paid sick days are all the company cover.

So, what happens next? And what if something like that were to happen to you?

I have life insurance through work

Why do I need another policy?

If you have an autoimmune condition, you may wonder if it will affect your life insurance or mortgage protection.

Read on and wonder no more!

Hospital cash cover is a handy safety net to have.

It will pay you cold hard cash if you end up in the hospital for more than three days.

It's especially important if you don't have sick pay or income protection.

Buying mortgage protection insurance should be quite straightforward.

But after taking advice from the bank, your friends, your family, your colleagues and some random you met down the vegetable aisle, your head is melted.

Don't worry, I'm here to set you straight.

Here's what you need to know before you sign on the dotted line for mortgage protection insurance: