Life Insurance Medical Issues

People with HIV should Review their Life Insurance Policies

If you have HIV and applied for cover before 2013, you should reapply.

The insurer may have offered you cover at a ridiculous price over a short term.

Competition in the market means longer terms and lower prices are available.

Life Insurance With Kidney Disease

If you're worried about getting life insueance due to reduced kidney function, please read this article.

I go through PKD and CKD in detail and look at what the insurer needs to make a decision.

It can be hard to get cover with kidney disease but we've had a lot of success.

Can A Transgender Person Get Life Insurance?

Life insurance for people with gender dysphoria should be available at standard terms with most insurance providers.

However, a transgender person may have associated health issues such as prescribed medication.

Because the insurers will place more important of the associated health issues, it is vitally important you apply to the most sympathetic insurer for these issues.

Life Insurance with High Cholesterol

Heart disease is the No.1 killer in Ireland.

Bad cholesterol is a major contributor, that's why insurers are so cautious when it comes to high cholesterol.

Some insurers are more lenient, it's my job to make sure you apply to the most sympathetic insurer.

Life Insurance with Chronic Fatigue Syndrome

We see a lot of applications from people with chronic fatigue syndrome.

If your condition is mild and under control. we can get you cover at the standard price.

But if your condition is moderate or severe, it can be trickier to get the normal price.

Life Insurance With Underactive Thyroid

An underactive thyroid means your thyroid gland, located in the neck, does not produce enough hormones.

You'll be glad to hear it shouldn't affect your life insurance once it's been treated, without complications, by medication.

Can I Get Life Insurance after a Blood Clot? Case Study

It's possible to get life insurance after you have had a blood clot.

You must have responded well to treatment and a certain amount of time
must have passed since the clot.

It's not easy to get cover, but it is possible.

Life Insurance With Back Pain

Normal back pain will not affect life insurance or serious illness cover.

If you have ongoing sciatica, scoliosis or slipped discs, things get a little trickier...

...especially for income protection

Life Insurance after a Brain Tumour

When I first started this job, I thought it was impossible to get cover after a brain tumour.

How wrong I was.

Recently, I have arranged several policies for customers who have benign brain tumours.

Specialist Life Insurance | Getting cover with an Illness

Even seemingly insignificant health issues such as asthma can affect your life insurance.

That's why it's best to speak to a specialist life insurance advisor before you apply.

If you don't know a good one, let me know, I'm sure I can point you in the right direction ;-)

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