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Life Insurance Medical Issues

Life Insurance and Alcohol

Can an alcoholic get life insurance?

The simple answer is no - if they are still drinking.

Life insurance and alcohol is not a good mix.

If they haven't drunk in 2 years then there is a chance of getting life insurance.

But there will be a significant increase in the price of their cover (on average they'll pay three times the normal price)

Life Insurance with Crohn’s or Ulcerative Colitis

Worried that Crohn's Disease will affect your life insurance or mortgage protection application?

You've come to the right place. We're the experts when it comes to life insurance with health issues.

Here's our quick guide to getting life insurance with Crohn's Disease.

Abnormal Smears and Life Insurance

If your last smear was abnormal, most insurers will not be in a position to offer you cover until you have had a normal smear.

But we deal with some insurers who can offer you cover now.

And we'll be able to get you the normal price.

How Chronic Illness Can Affect a Mortgage Application

It’s the dream that’s been drilled into your head since you were a kid. Grow up. Go to college. Graduate with a good degree so you can get a job and, eventually, a house of your own. (Probably after moving home with your folks and living on ham sandwiches so you can save the deposit.) Don’t stop believin’.

Or, to quote the iconic opening of Renton’s monologue in Trainspotting: “Choose life. Choose a job. Choose a career. Choose a family.”

What Types of Illnesses Affect Life Insurance?

Once upon a time Johnny went online for a life insurance quote.

The quote was €26 per month.

Feeling happy with that quote, he decided to apply for life insurance but...

Can You Get Life Insurance with Type 1 Diabetes?

It is difficult to get life insurance with type 1 diabetes but it's not impossible.

We can get you covered at a much lower price than you'll through your bank.

Can I Get Life Insurance with a Pre-Existing Health Condition?

Don't worry, it's possible to get life insurance with a pre-existing condition but for your own sake, please use a broker who deals with ALL of the life insurance providers

I cannot stress how important this is.

If you approach a broker after you've been declined, postponed or had your premium increased then you have a problem as you'll face this question on all subsequent applications:

How To Pass A Life Insurance Medical Exam

You’ve been called for a life insurance medical exam with your GP or a nurse screening.

Your first question is probably ‘why?’

Your second is likely ‘what are they gonna do to me?’

Well, reader, strap on your seatbelt and buckle in.

Can You Get Life Insurance if You’re Bipolar?

When it come to bipolar disorder, you may think that the greatest concern of the life insurance company is death by suicide.

Generally people hear the word bipolar and immediately think that person is a danger to themselves.

As a result, you might think that someone who has had suicidal thoughts or attempts in the past will be declined for life cover...

How Do You Know if You’re Overweight for Life Insurance or Mortgage Protection?

According to a World Health Organization (WHO) report, Ireland has the highest cases of obesity and excess weight in the whole of Europe. So you won't be surprised to hear the number one health issue we encounter at lion.ie is weight.

The first step is to calculate your Body Mass Index (BMI). This is a screening tool that uses height and weight to estimate body fat. Here's a quick calculator...

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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