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Mortgage Protection Insurance

What is a Loan Clause When Buying a Home in Ireland?

A subject to loan clause protects you when buying a home by allowing you to withdraw if your mortgage approval falls through before contracts are binding.

What Is Dual Life Mortgage Protection in Ireland?

Dual life mortgage protection covers two people as linked policies.

It clears the mortgage on first death and can still pay out later if the second person dies during the term.

Here’s how it works in Ireland.

Life Insurance and Cannabis Use in Ireland

If you use cannabis and are applying for life insurance or mortgage protection in Ireland, disclosure is required.

Most people are accepted.

The final decision depends on frequency and which insurer reviews the application first.
February 25 2026 3 or maybe 60 (depending on your state) min read Mortgage Protection Insurance

Best Mortgage Protection in Ireland (2026 Comparison Guide)

Side-by-side comparison of Ireland’s main mortgage protection insurers.

Understand underwriting differences, increase options and added benefits before you apply.

Switching Banks? Here’s What Happens to Your Mortgage Protection

If you’re switching mortgage lenders, your mortgage protection may still work but increasing the loan or extending the term can trigger new underwriting.

Here’s what to check before cancelling anything.

First Time Buyer Mortgage Protection Insurance Ireland (2026 Guide)

First-time buyer and feeling overwhelmed? Let’s simplify the insurance part - what’s legally required, what’s optional, and how to avoid last-minute mortgage stress.

Where Can I Get Mortgage Protection Quickly?

If you need mortgage protection urgently, it may still be possible to get cover issued quickly.

The real risk isn’t speed.

It’s rushing the application and triggering delays or underwriting issues at the worst possible moment.

When Should You Apply for and Start Your Mortgage Protection Policy?

You should apply for mortgage protection as soon as you go sale agreed.

You should issue your mortgage protection policy before you sign binding contracts.

This is the only way to avoid the heartache of not being able to buy your home due to an unexpected health issue.

Mortgage Protection Insurance for Cancer Survivors in Ireland

If you’ve had cancer and you’re applying for mortgage protection in Ireland, the rules have changed.

This guide explains how the Code of Practice works, who qualifies, what still needs to be disclosed, and where applications can become more nuanced.

The First Home Scheme and Mortgage Protection

If you’re buying using the First Home Scheme, your bank will still require mortgage protection — but the scheme itself doesn’t.

That matters more than most people realise.

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