A little birdie told me that you’re holding back on life insurance because you’re worried about discussing some health issues you have.

That’s awful, but I understand.

First, any insurance broker worth their salt shouldn’t make you feel uncomfortable about personal health issues, but I’m sure this won’t quell the fear.

So how about if I told you one of our rather clever insurers now offers an app that means your broker has ZERO access to your medical information.

That’s right.

With Appy, a new medical underwriting app, insurance advisors have less involvement in your medical history.

Next in the firing line is New Ireland’s mortgage protection insurance.

I do love a good review article and you are going to love this one.

OK, love is probably a bit of a strong word choice.

Nobody loves insurance but look if you're getting a mortgage, you need mortgage protection so let's suck it up and get through this.

What is a Mortgage Exemption or Exception?

You know those sneaky little loopholes that make getting a mortgage that little bit easier.

Well, there are a couple of exemptions that may help you get your foot on the property ladder but what are they and how do you even convince a mortgage lender to give you one?

You know what they say.

If you want to walk the walk you have to talk the talk.

But, unless you understand the talk, it’s all just a bunch of gibberish that will melt your brain and have you snoring within seconds.

Buying your first home is a big step. It’s exciting, so celebrate.

However, it doesn’t come with a handbook unless your potential mortgage provider's services book is what you're thinking about.

Is life insurance a big scam?

Do the insurers ever pay out?

These claim stats may surprise you.

I know what you’re thinking - Is this fella trying to turn away my business?

Obviously, that’s a big fat nope. I love helping you guys get the best bang for your mortgage protection buck, but I’m also going to be brutally honest so that you can get the best deal.

I’m doing this by shouting from the rooftops not to trust any online quote for your mortgage protection, even the quotes you may have got from my online quote predictor.

But why!? I hear you cry.

If mortgage protection from Irish Life is on your radar, you’ll want to know what makes them better than anyone else and what kind of benefits you can get from these boyos that you might not be able to get from anyone else.

First up is one of the biggies: Protection Flexibility

I'm not a betting man, but I'd bet a pound to a penny (or a euro to a cent) that you're on the road to owning your very own home.

Very exciting!

But let's hold off on the clinking glasses and welcome mats for now.

Because there are many other less exciting, some might even say boring, things that go hand in hand with purchasing a property.

The Irish property market is mental.

Prices have skyrocketed to the moon, and there are no signs of them falling back to earth.

I bet you’re feeling pretty darn overwhelmed and wondering if you’ll ever get a foot on that ladder or if you’ll spend your time sliding down slippery snakes.

In this blog we look at the help available to First time Buyer's specifically the Help to Buy Scheme.

One of the big questions that seem to be coming up more and more when folks like yourself are starting their way on their life insurance journeys is whether genetic test results can affect your life insurance premiums.

Logically, you’d think they would.

Let's throw logic in the bin.