Mortgage Protection Insurance Archives - Lion.ie
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Do You Need Life Insurance When Renting?

Do you need life insurance when renting?

Learn when life cover makes sense for renters and why income protection is often the bigger financial risk.

What is a Loan Clause When Buying a Home in Ireland?

A subject to loan clause protects you when buying a home by allowing you to withdraw if your mortgage approval falls through before contracts are binding.

What Is Dual Life Mortgage Protection in Ireland?

Dual life mortgage protection covers two people as linked policies.

It clears the mortgage on first death and can still pay out later if the second person dies during the term.

Here’s how it works in Ireland.

Life Insurance and Cannabis Use in Ireland

If you use cannabis and are applying for life insurance or mortgage protection in Ireland, disclosure is required.

Most people are accepted.

The final decision depends on frequency and which insurer reviews the application first.
February 25 2026 3 or maybe 60 (depending on your state) min read Mortgage Protection Insurance

Best Mortgage Protection in Ireland (2026 Comparison Guide)

Side-by-side comparison of Ireland’s main mortgage protection insurers.

Understand underwriting differences, increase options and added benefits before you apply.

Switching Banks? Here’s What Happens to Your Mortgage Protection

If you’re switching mortgage lenders, your mortgage protection may still work but increasing the loan or extending the term can trigger new underwriting.

Here’s what to check before cancelling anything.

First Time Buyer Mortgage Protection Insurance Ireland (2026 Guide)

First-time buyer and feeling overwhelmed? Let’s simplify the insurance part - what’s legally required, what’s optional, and how to avoid last-minute mortgage stress.

Where Can I Get Mortgage Protection Quickly?

If you need mortgage protection urgently, it may still be possible to get cover issued quickly.

The real risk isn’t speed.

It’s rushing the application and triggering delays or underwriting issues at the worst possible moment.

The One Plan & Bank-Bundled Insurance: What You’re Not Told

Banks often bundle mortgage protection, life cover and Bill Pay into one policy during the mortgage process.

This guide explains what’s really included, who owns the policy, and why Bill Pay is often mistaken for income protection.

When Should You Apply for and Start Your Mortgage Protection Policy?

You should apply for mortgage protection as soon as you go sale agreed.

You should issue your mortgage protection policy before you sign binding contracts.

This is the only way to avoid the heartache of not being able to buy your home due to an unexpected health issue.

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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