Oh our brilliant nurses, without you wonderful bunch I don’t know where half of us would be.

Dead probably.

Since you are the backbone of the medical world it’s surprising how tight our government is when it comes to paying you what you’re worth - but we won’t delve into that too deeply right now because if I start I don’t reckon I’ll be able to stop myself.

I can’t pay you more or swindle you a rock-star salary deal but what I can do is make sure you get paid if you get sick.

In this comprehensive guide, we'll explore the world of life insurance specially crafted for dads flying solo.

We'll tackle your burning questions and provide invaluable insights to help you make wise decisions that secure your kids' future.

As a single mother, your love and care are unwavering.

But what if life takes an unexpected turn?

In this guide, we'll explore the world of life insurance for mothers—a vital tool to safeguard your family's well-being.

From income protection to securing your children's future, we've got you covered. Let's dive in because being prepared is the greatest gift you can give your family.

Is it ee-git or ee-jit?

Here in the midlands, it's commonly pronounced with a hard g like in g-obshite.

So how do you avoid looking like an eegit (or a gobshite) when it comes to protecting you and your family?

You can start by avoiding these daft errors when you're taking out life insurance, mortgage protection, income protection or serious illness cover.

Construction workers in Ireland face unique challenges, and their income can be vulnerable.

Here's why income protection is essential for you.

On June 7th, 2023, Insurance Ireland announced the complete details of their new Code of Practice for Underwriting Mortgage Insurance for Cancer Survivors.

Under this Code, insurance companies will not consider a cancer diagnosis if the person is in complete remission and active treatment ended more than 7 years before the application (or more than 5 years if the individual was under 18 at the time of diagnosis)

Cancer survivors can get mortgage protection (reducing life insurance) of up to €500,000 for a mortgage on their primary residence.

Let me share a real-life story with you.

John, a retiree, thought he had his financial future secured with his whole of life insurance policy.

But when he received that dreaded review letter, everything changed.

Today, we'll explore how you can avoid John's predicament and ensure your coverage truly fits your needs

Although life insurance providers will decline some claims (usually because of lying on the application form), if you have a genuine claim that meets the definition of the illness , they will happily pay out.

If the insurers don't pay claims, then what's the point of serious illness cover?

This why they welcome claims so they can prove how important serious illness cover is.

So, let's examine why an insurer may refuse to pay a claim

Picture it: a moonlit night, two lovebirds staring deeply into each other's eyes, whispering sweet nothings, and then suddenly, one of them asks,

Honey, do we have to pay taxes on our life insurance policy if one of us snuffs it?

Nothing like tax to ruin the moment, eh?

Money management is stressful. It’s even more stressful if you’re living with a chronic illness. The truth is that everything is a bit more difficult with a chronic illness: all the doctor’s appointments and treatments; flare-ups; time off work; and stress.

So today I’m skipping all the ‘ditch takeaways’ budgeting advice and filling you in on what you need to know about managing your money if you’ve got a long-term illness.