Can I get mortgage protection if I’ve had depression or anxiety?

Yes — most people with mild or well-managed depression or anxiety are accepted, often at standard rates. More recent or severe episodes may mean a loading or short postponement.

Will insurers decline me if I’ve had suicidal thoughts in the past?

Not necessarily. Insurers usually need a period of stability (often two years) after suicidal thoughts or attempts, but cover is usually possible once your GP confirms things have settled.

Does taking medication for depression affect the price of life insurance?

Medication on its own rarely causes major issues. Insurers care more about stability, time off work and any severe episodes than whether you’re on an antidepressant.

Medical Issues & Life Insurance Archives - Page 5 of 5

Medical Issues & Life Insurance

Life Insurance with Depression (2025 Guide Ireland)

Life insurance can be a daunting task for anyone, but for those who are struggling with depression, the process can be even more overwhelming.

Our goal with this blog is to provide a source of empathy and support, as we understand the unique challenges that come with trying to obtain life insurance while managing depression.

Life Insurance After Cancer in Ireland

It's possible to get life insurance after cancer.

But it depends on the type of cancer and how aggressive it was.

Here's out quick guide to applying for life cover after cancer.

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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