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Life Insurance

How to Choose Life Insurance in Ireland (Step by Step Guide)

Choosing life insurance doesn’t have to be complicated.

This guide explains how to decide the right amount, structure and insurer and how to avoid costly mistakes when applying.

Should You Cancel Your Life Insurance?

Thinking about cancelling your life insurance?

Before you do, understand how cancelling affects future cover, health reassessment, and mortgage protection.

Inheritance Tax Life Insurance (Section 72) in Ireland

Section 72 life insurance can help fund inheritance tax in Ireland, but only if structured correctly.

This guide explains how it works and when professional advice is essential.

Whole of Life Insurance in Ireland | Plain English Guide

A plain English guide to whole of life insurance in Ireland, including guaranteed cover, cashback options and when it makes financial sense.

What Are the Most Common Life Insurance Mistakes in Ireland?

Most life insurance mistakes aren’t about choosing the wrong policy.

They happen earlier than that.

This guide explains what goes wrong most often in Ireland and how to avoid decisions that can quietly limit your options later.

Do You Pay Tax on Life Insurance in Ireland?

Life insurance payouts are not automatically taxed in Ireland.

When tax applies, it’s usually because of how the policy was structured and the relationship between the person who dies and the person receiving the payout.

Has Your Reviewable Whole of Life Insurance Premium Gone Up?

If your reviewable whole of life insurance premium has jumped or is due for review, this explains why it happens, what insurers actually do at review, and what options you still have.

Can You Get Life Insurance or Mortgage Protection If You Have Bipolar Disorder?

Life insurance and mortgage protection are often possible with bipolar disorder.

This guide explains how insurers assess stability, why order matters, and what to do before applying.

Declined for Mortgage Protection. What Happens Now?

If you’ve been declined for mortgage protection, it doesn’t mean your mortgage is over.

This guide explains what to do next, how to avoid repeat declines, and when a waiver may apply.

Cancer Cover is Possible (even if you can’t get serious illness cover)

Cancer-only cover isn’t a replacement for full serious illness cover, but it can be a useful fallback if full cover is declined, restricted, or too expensive.

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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