Income Protection Insurance

Why you need Income Protection Insurance

“What happens if I get really sick?”

Guess how many paid sick days you’re legally entitled to every year?




Not a sausage.

Most employers are fairly sound and they’ll cover you for a few days, but it’s rarely more than a handful.

So what’d happen if you were hit by a car or broke your leg really badly or suffered an illness that kept you out of work for months or even years?

Would your savings be enough to get you by? Could you live on the government’s Illness Benefits that maxes out at €203 a week (for two years!)?

If you’re single and don’t have any kids, you could probably get by.

But it’s looking a bit hairy if you have a family to support.

Income Protection can solve that problem by paying you up to 75 percent of your salary if you’re unable to do your job because of ANY sickness, disability or injury.

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Benefits of Income Protection with

income protection

  • A replacement income of up to 75 percent of your salary if you can’t work, up until you retire or go back to work.
  • You can choose your own deferral period (how long until cover kicks in) based on 4, 8, 13, 26, or 52 weeks. For most people, 8 or 13 weeks is a good shout.
  • You get tax relief on Income Protection at your marginal rate – so that’s another few quid knocked off the price.
  • Additional, optional benefits include career change programmes, Care Pathway rehab services, access to physiotherapy or counselling.
  • As an independent broker, I’ll give you unbiased advice on which policy is the right one for as I work with all the insurers

How much will it cost to insure my income?


Income protection

I know what you’re thinking: why trust this guy? He’s just another broker out to make a quick buck on other people’s misfortune.

How very dare you!

Scroll down to read some of my testimonials from my lovely clients. You won’t find a single bad one – and there’s a reason for that – bribery I mean, GREAT CUSTOMER SERVICE

Buying life insurance can be a frustrating experience. Our mission is to make buying life insurance easier:

  • We’re on online broker so we can arrange everything, including the signing of your documents over t’internet.
  • We specialise in getting cover for people with health issues or a quirky medical condition.
  • We’re an independent broker giving you unbiased advice on a choice of policies from Aviva, Friends First, Irish Life, New Ireland, Zurich Life and Royal London. That’s all six of the insurers. You won’t get that from a bank or any one insurer.

I’ll lay it all for you in plain English and I’ll give you independent, unbiased advice so you can get the right deal for you. I can’t wait to speak with you and to make life insurance a little less drab and a little more fun.

What my clients are saying