Can somone diagnosed with an Alcohol Use Disorder get mortgage protection?

The simple answer is no - if they are still drinking.

If they have been clean and sober for over two years, then there is a chance of getting cover.

But there will be a significant increase in the price (on average they'll pay three times the normal price)

Worried that IBD will affect your life insurance or mortgage protection application?

You've come to the right place.

We're the experts when it comes to Cronh's and Colitis.

In this guide, we'll dive into the world of digestive disorders and how they can affect your life insurance and mortgage protection.

We'll chat about seven common digestive issues, like Barrett's oesophagus, Gastro‑oesophageal reflux, and those pesky hernias.

I'll spill the beans on what insurers want to know, how it impacts your costs, and whether you're eligible for serious illness or income protection coverage.

So, grab a cuppa, relax, and let's make sense of it all.

Worried about securing mortgage protection with diabetes in Ireland?

Despite the challenges, it's possible to obtain coverage.

In this blog, we'll explain how.

We know how awful irritable bowel syndrome (IBS) is, being prone to constipation, alternating sometimes with diarrhoea, constantly feeling like a beast has taken up residence in your gut.

Arranging mortgage protection or life insurance with irritable bowel syndrome should be a breeze in comparison...if you choose the right insurer.

That's where we come in.

We're Ireland's specialist life insurance advisor which means we know which insurer to approach if you have IBS saving you time, hassle and most importantly money.

If your last smear was abnormal, most insurers will not be in a position to offer you cover until you have had a normal smear.

But we deal with some insurers who can offer you cover now.

And we'll be able to get you the normal price.

Thrombocytopenia – granted it’s a big word, even bigger than marmalade, but it simply means you suffer from a low blood platelet (thrombocyte) count. It happens when platelets are lost from circulation faster than they can be replaced from the bone marrow where they are made.

But I guess you know this already so you’re wondering how it will affect your chances of getting life insurance or mortgage protection.

Listen up, here’s the deal:

Each year, approximately 10,000 Irish people have a stroke.

One in five people will have a stroke at some time in their life.

I'm not trying to scare you with these facts just to reassure you that you're not alone...and that you've come to the right place.

Life insurance is crucial in protecting your family in case the worst should happen, but you might have to jump through some hoops in order to get it.

If you have a heart condition, you may be surprised by how difficult obtaining life insurance can be.

The good news is that there are several ways to get life insurance if you have a heart condition that will meet your needs.

When it comes to buying  a home with a mortgage, one thing is for sure: you'll need Mortgage Protection.

But what if you're on the autism spectrum?

Does getting Mortgage Protection Insurance become a more challenging puzzle to solve?

Not necessarily.

With the right approach and a bit of guidance, securing Mortgage Protection if you have been diagnosed with autism should be straightforward.