Without mortgage protection you can't get a mortgage so it should be the first thing you arrange when you're getting mortgage ready.

In this blog we look at potential hurdles such as health issues and medical appointments.

Eeek! The dreaded ‘New Years Resolution’ period is in full swing and if previous years are anything to go by most of us will be hanging up our newly bought gym ware, picking up the wine, and having buyers remorse when the postie lands a parcel the size of Everest at our front door by the end of next week.

But can your NY resolution affect your life insurance?

If you're getting a mortgage, you need mortgage protection.

You're going to be paying the premiums for 35 odd years so you might as well buy the best.

In this blog, we compare all the policies of offer so you can make an informed choice.

Let's drive on.

1 in 5 Irish people live in rented accommodation.

If you're one of them, you need to read this.

Or don't and just go and get some income protection asap.

Remember that beautiful fully-furnished house you viewed and fell in love with?

Well, congratulations, it's your new home.

Sounds a bit empty doesn't it, a bit echoey?

That's because the feckers who sold the house took EVERYTHING, the only place to sit is the toilet and you're lucky they even left that.

If you’re on the lookout for a new home, you should be familiar with the key clauses that make up a typical contract for sale.

You’ve probably also read about the importance of getting these right before you sign on the dotted line.

However, while many clauses are simple enough to understand, there are a few that are less straightforward — particularly those related to the purchase itself.

If you’re unclear on what each clause means, how can you know if they’re right for your situation?

Tackling a self-build, eh, you're brave...and patient...and have deep pockets, but it will be worth it in the end.

I only wish I was as brave; instead, I'm stuck with a tiny kitchen and an enormous living room. Them's the break of not designing your own gaff, I guess.

Ah well, we're lucky to have a house. I feel for those trying to buy in Ireland. What a sh1tshow it is.

But I digress.

Here are some FAQs on self-build mortgages that you might be asking too.

Most life insurance companies will turn their back on you if you're a non-resident.

You're dead to them.

Apart from one.

You're looking for a mortgage protection policy:

You're probably  looking for the best priced mortgage protection policy.

But will you find the best value mortgage protection policy?

You will if you keep on reading.

It's common for a parent to help out their child by acting as guarantor for their mortgage.

But what if your bank insists they need to pay through the nose for life insurance too?

What are your options?