Is Aviva mortgage protection a good option?

It can be. Aviva offers a flexible policy with strong additional benefits like Aviva Care. However, it may not be the best option depending on your health and how insurers assess your application.

Aviva Care is a package of support services included with your policy, such as Digital GP access, second medical opinions, mental health support, and bereavement counselling.

Can Aviva increase my cover without medical questions?

Yes, in certain situations. Aviva allows you to increase your cover and, in some cases, extend your policy term without new medical evidence, although there are limits on how much you can increase.

Is Aviva more flexible than other insurers?

In some ways, yes. Aviva can allow you to extend your mortgage protection term without new underwriting, which most insurers don’t offer. However, the amount you can increase is usually lower than with other providers.

Is the cheapest mortgage protection always the best option?

No. The cheapest quote doesn’t always result in the best outcome once underwriting is complete. Different insurers assess risk differently, so the best option depends on your situation.

Nick McGowan | Life Insurance Specialist

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

Aviva Mortgage Protection Review

Aviva offers flexible mortgage protection with added benefits like Aviva Care, but the best insurer depends on your health and how you apply.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

April 22 2026 4 min read Mortgage Protection Insurance

Royal London Mortgage Protection Review

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Zurich Mortgage Protection Review

Zurich is often one of the cheapest mortgage protection options in Ireland, but the lowest price doesn’t always mean the best outcome.

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Can I Get Life Insurance with Arthritis in Ireland?

Can you get life insurance with arthritis? Yes — but outcomes vary.

This guide explains how Irish insurers assess rheumatoid, psoriatic and osteoarthritis, and how to get the best terms.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

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Mortgage Exemptions Ireland Explained | LTI & LTV Exceptions

Mortgage exemptions can help you borrow more, but they also increase the risk at drawdown.

Here’s how they work and what to watch before signing contracts.

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April 20 2026 5 min read Mortgage Protection Insurance

New Ireland Mortgage Protection Review

Thinking of choosing New Ireland for mortgage protection?

It’s good, but there are situations where another insurer may suit you better.

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Is Your Life Insurance Enough? 5 Signs You’re Underinsured in Ireland

Think you’re sorted because you’ve got life insurance?

If your cover hasn’t kept up with your life, you could be underinsured. Here’s how to spot it.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

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Skin Disorders and Life Insurance in Ireland

Most skin conditions won’t affect life insurance, but treatment, severity and timing can.

Here’s how insurers in Ireland actually assess them.

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April 16 2026 3 min read Blog Medical Issues & Life Insurance

Life Insurance with Coeliac Disease in Ireland

If you have coeliac disease, you can usually get life insurance at normal rates in Ireland.

The only time it becomes more difficult is shortly after diagnosis or if there are complications.

Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

April 15 2026 3 min read Medical Issues & Life Insurance

Can You Get Life Insurance with Addison’s Disease?

Diagnosed with Addison’s and worried about life cover?

You’ve got options.

We’ll check every insurer and find the best one — before you even apply.

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April 14 2026 3 min read Medical Issues & Life Insurance

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