Nick McGowan | Life Insurance Specialist | Lion.ie
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Is Laya Life Insurance The Right Option | 2026 Review
A clear review of Laya life insurance and how it compares to broker-arranged cover.

Learn the structural differences, flexibility options and when advice makes a difference.
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March 1 2026 5 min read Life Insurance

What Is a PMAR? (Private Medical Attendant’s Report)
A PMAR is a Private Medical Attendant’s Report requested by insurers during underwriting.

It can delay applications but doesn’t mean you’re declined. Learn when it’s required and when it can sometimes be avoided.
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February 28 2026 6 min read Life Insurance

What Is Dual Life Mortgage Protection in Ireland?
Dual life mortgage protection covers two people as linked policies.

It clears the mortgage on first death and can still pay out later if the second person dies during the term.

Here’s how it works in Ireland.
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February 27 2026 4 min read Mortgage Protection Insurance

Can You Get Life Insurance After a Heart Attack in Ireland?
Yes, you can often get life insurance after a heart attack in Ireland.

Most insurers require 3–6 months of stability.

Premiums are usually loaded 100–300%.

The biggest risk is applying to the wrong insurer first.
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4 min read Medical Issues & Life Insurance

Can You Get Life Insurance or Mortgage Protection After a Stent in Ireland?
Yes, you can often get life insurance or mortgage protection after a stent in Ireland.

Most insurers want 6–12 months of stability and good follow-up reports.

The key is applying to the right insurer first.
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3 min read Medical Issues & Life Insurance

How to Answer Life Insurance Application Questions Properly in Ireland
Applying for life insurance in Ireland?

Here’s what questions insurers actually ask, how to answer medical and health questions properly, and why the order you apply in can affect your outcome.
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February 26 2026 Life Insurance

Can You Have Multiple Life Insurance Policies in Ireland?
You can legally hold more than one life insurance policy in Ireland.

But applying to multiple insurers without a clear strategy can affect your future options.

Here’s when splitting cover makes sense and when one well-chosen insurer is better.
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3 min read Life Insurance

Life Insurance and Cannabis Use in Ireland
If you use cannabis and are applying for life insurance or mortgage protection in Ireland, disclosure is required.

Most people are accepted.

The final decision depends on frequency and which insurer reviews the application first.
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February 25 2026 3 or maybe 60 (depending on your state) min read Mortgage Protection Insurance

Best Mortgage Protection in Ireland (2026 Comparison Guide)
Side-by-side comparison of Ireland’s main mortgage protection insurers.

Understand underwriting differences, increase options and added benefits before you apply.
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7 min read Mortgage Protection Insurance

Life Insurance With Multiple Sclerosis in Ireland
Most people with Multiple Sclerosis can get life insurance or mortgage protection in Ireland.

The real risk isn’t usually the diagnosis - it’s applying to the wrong insurer first.
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4 min read Medical Issues & Life Insurance

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