Nick McGowan | Life Insurance Specialist | Lion.ie
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Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

How to Answer Life Insurance Application Questions Properly in Ireland
Applying for life insurance in Ireland?

Here’s what questions insurers actually ask, how to answer medical and health questions properly, and why the order you apply in can affect your outcome.
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February 26 2026 Life Insurance

Can You Have Multiple Life Insurance Policies in Ireland?
You can legally hold more than one life insurance policy in Ireland.

But applying to multiple insurers without a clear strategy can affect your future options.

Here’s when splitting cover makes sense and when one well-chosen insurer is better.
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3 min read Life Insurance

Life Insurance and Cannabis Use in Ireland
If you use cannabis and are applying for life insurance or mortgage protection in Ireland, disclosure is required.

Most people are accepted.

The final decision depends on frequency and which insurer reviews the application first.
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February 25 2026 3 or maybe 60 (depending on your state) min read Mortgage Protection Insurance

Best Mortgage Protection in Ireland (2026 Comparison Guide)
Side-by-side comparison of Ireland’s main mortgage protection insurers.

Understand underwriting differences, increase options and added benefits before you apply.
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7 min read Mortgage Protection Insurance

Life Insurance With Multiple Sclerosis in Ireland
Most people with Multiple Sclerosis can get life insurance or mortgage protection in Ireland.

The real risk isn’t usually the diagnosis - it’s applying to the wrong insurer first.
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4 min read Medical Issues & Life Insurance

Life Insurance Indexation in Ireland: What It Is and Whether It’s Worth It
Indexation grows your cover annually, but premiums often rise faster.

Over time that gap compounds.

Here’s what it really costs and when it makes sense
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February 24 2026 5 min read Life Insurance

Life Insurance for Single People in Ireland: Do You Really Need It?
If you’re single with no kids, you might not need life insurance yet.

But that doesn’t mean you don’t need protection.

For most single people, income protection is the real priority.

Here’s how to decide what actually matters.
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5 min read Life Insurance

Income Protection Deferred Period Explained: How Long Should You Wait?
Your deferred period is how long you must be out of work before income protection starts paying.

Most people match it to sick pay, but insurer choice should come first if medical history is involved.
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4 min read Income Protection Insurance

Life Insurance in Tullamore – National Advice from a Local Broker
Tullamore-based life insurance broker serving clients across Ireland.

No awkward meetings, just straightforward advice on life insurance, mortgage protection, income protection and serious illlness cover done properly.
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February 23 2026 4 min read Life Insurance

Income Protection vs Serious Illness Cover: Which Suits You Best?
Income protection provides regular payments to replace lost income if you're unable to do your job due to illness or injury.

Serious illness cover pays a lump sum upon diagnosis of a specified critical illness.

But which is better depends on what you're trying to protect against.
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February 22 2026 4 min read Income Protection Insurance

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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