30 Second Summary:
Mortgage protection insurance is a type of life insurance policy where the cover reduces over time. You must buy mortgage protection when you are getting a mortgage in Ireland. If you or your partner die during the term (years) of the mortgage, the mortgage protection policy pays off the outstanding balance on your mortgage.
Answers to the 10 most frequently asked Questions:
And one bonus tip!
And one more…
If you use e-cigarettes, the bank will charge you smoker rates (twice the price of a non smoker). Brokers have access to preferential rates for vapers.
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But now, you can sit back, relax and start learning all you need to know about mortgage protection.
Welcome to THE most comprehensive guide to mortgage protection on t’internet.
You’ve come to the right place.
You don’t need to know everything there is to know about mortgage life assurance.
But if you read through these articles, you’ll know more than enough to get by…
Your starting point, if you read just one article, make it this one.
The one question almost everyone asks.
A must read before you get bullied by your bank.
A guide to getting mortgage life insurance if buying from abroad.
What you need to know if you have agreed on a split mortgage with your bank.
Don’t get sidetracked by price only
Yes, in the vast majority of cases. Here’s detailed blog on getting mortgage protection with a chronic illness
If you’re not married and buying together, you must read this
Pimp your policy with these add-ons.
The most flexible type of mortgage life insurance available.
Convertible mortgage protection
How to get twice the cover for the same price
Why you should think carefully before adding serious illness cover to your policy
The smart alternative to serious illness cover.
Is it better to buy from the bank or use a broker?
Start sooner rather than later.
When should you apply for mortgage protection?
Here’s what the bank doesn’t tell you about their mortgage protection policy.
Not unless you have serious health issues.
Need cover yesterday, read this article then ring me immediately!
Here we go through the factors affecting the cost of your policy
This is a link to our quote machine – it’s easy to use, have a go!
Check out this article on how to compare mortgage protection policies in 2019.
If you’re like me, you’ve haven’t clicked on a single link 🤣, just scrrrrrrrrrrollllllled on down to the bottom to find the juciy bits.
Too much like hard work!
I got you covered…
Complete this short questionnaire and I’ll make a recommendation on the most suitable level of cover for your your current stage in life. It’ll be quicker and easier than doing it yourself.
If you have a couple of questions you’d like me to answer first, call me on 05793 20836 for a quick chinwag.
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As Ireland's leading independent insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!