As a doctor, you’re well aware from dealing with your patients that life can take unexpected turns.

The same could happen to you.

One day, you’re in the operating room or consulting with patients, and the next, you could be facing an illness or injury that sidelines you from your profession.

Income protection is designed to be your financial safety net in these scenarios, helping you maintain your lifestyle and cover your expenses whil you focus on getting back to work.

But what exactly does income protection involve, and why is it so crucial for doctors?

Your chances of getting cover if you have sleep apnoea depends on the severity.

If it's mild, you'll get the normal price.

If moderate, you will pay more.

If it's severe, some insurers will decline your application.

Make sure you apply to the most understanding insurer.

Bariatric surgery includes a variety of procedures for people who are unable to achieve satisfactory weight loss through diet and exercise alone.

The surgery reduces the stomach size making you feel fuller after small amounts of food.

Generally, the insurers postpone offering cover until 6 months after surgery.

You can get life insurance if you've suffered from an eating disorder like anorexia or bulimia in the past.

If you're currently experiencing symptoms, the insurer will make a decision based on your medical report.

We can help you find the most sympathetic insurer for your condition.

We very recently ran a survey about Life Insurance and one thing came to light that I want to tackle: a lot of people don’t trust the insurers to pay out.

And I get it: insurers can be tricky fellas, with watertight terms and conditions, complicated underwriting and confusing jargon. We all know someone who made a health claim that fell through or whose car insurance is sky high.

But here’s the thing: Life Insurance is a little different. Read my blog for more.

Here’s the number one thing you need to know about Life Insurance: it isn’t actually for you; you'll be dead (sorry).

However, if you want to protect yourself while you're alive and kicking, then Serious Illness Cover is an option (but it isn't as good as income protection)

Also known as Specified Illness Cover and Critical Illness Cover, Serious Illness Cover pays you cash money if you get a serious illness.

Some guys don't like to admit to an illness. We bury our heads in the sand, hoping it will go away.

Even after it happens and we make a full recovery, we want to forget about it.

We don't want to talk about it.

And I get that.

So in this article, I'll try to read your mind and answer the questions going through your head concerning life insurance after prostate cancer.

You may have scared the life out of yourself if you have been googling life insurance and MS.

Don't worry, it's not too difficult to get cover.

In this article, we go through what you need to know before you apply.

Most life insurance companies will turn their back on you if you're a non-resident.

You're dead to them.

Apart from one.

Having a baby is great (not literally having it of course, us menfolk have to deal with the horrors of manflu, how unfair would the lord above have been to lumber us with pregnancy too).

But those days after baby arrives, they suck...