Nick McGowan | Chief Life Insurance Broker | Lion.ie
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Nick McGowan - QFA RPA APA Qualified Life Insurance Advisor

The Definitive Guide to Dual Mortgage Protection
what is dual life mortgage protection text on image of a house
You're looking for a mortgage protection policy:

You're probably  looking for the best priced mortgage protection policy.

But will you find the best value mortgage protection policy?

You will if you keep on reading.
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July 22 2024 4 min read Mortgage Protection Insurance
what is dual life mortgage protection text on image of a house

Life Insurance with Asthma
how asthma affects insurance
Breathing.

Most people take it for granted.

But for some people with asthma, like our friend Dean, every breath in and out can be a struggle.

Fortunately, we got cover for Dean but we had to tread carefully because some insurers wanted to go to town on his premium.
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July 14 2024 4 min read Medical Issues & Life Insurance
how asthma affects insurance

Whole of Life Insurance 2025 (it pays for itself!)
life insurance that pays for itself text on image of gent making payment
The two things that piss everybody off about life insurance are:

Having to pay for it
Not getting anything from it

I have the solution.
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July 11 2024 5 min read Life Insurance
life insurance that pays for itself text on image of gent making payment

Life Assurance After a Heart Attack in 2024
heart issues life insurance
It's possible to get life insurance after a heart attack.

But there are a number of factors you need to be aware of.

I discuss them in more detail in this post.
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July 10 2024 4 min read Medical Issues & Life Insurance
heart issues life insurance

Life Insurance with a Stent Fitted
mortgage protection after a stent
You can get life insurance and mortgage protection cover after having a stent fitted.

Here we go through the factors the underwriters will consider before offering cover.

Be warned! If you're under 40, it's going to be difficult to get cover.
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July 9 2024 3 min read Medical Issues & Life Insurance
mortgage protection after a stent

Life Insurance as Guarantor – a Headache for Irish Mortgage Applications
It's common for a parent to help out their child by acting as guarantor for their mortgage.

But what if your bank insists they need to pay through the nose for life insurance too?

What are your options?
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July 8 2024 3 min read Mortgage Protection Insurance

How to Answer Life Insurance Health Questions in 2024
what questions are on mortgage protection application form?
Only answer the questions the insurers ask.

No need to volunteer additional information.

If more information is required, it's up to the insurer to request it.
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July 4 2024 Life Insurance
what questions are on mortgage protection application form?

Getting Life Insurance in Ireland with Cardiomyopathy (2024)
life insurance with cardiomyopathy
It's possible to get life insurance with cardiomyopathy if you apply to the most sympathetic insurer.

But it's not straightforward.

Here's our guide.
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July 3 2024 5 min read Medical Issues & Life Insurance
life insurance with cardiomyopathy

Income Protection for the Self Employed & Freelancers
income protection for the self employed
You and I have a lot in common.

Like me, you’re self-employed, or your partner is.

Like me, you’ve taken a risk by forfeiting a cushy role as an employee where you had the comfort of a regular income.

You’ve left behind benefits like income protection and death in service.

And you waved goodbye to illness benefit from the state should you get sick.

Are you CRAZY?
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June 28 2024 8 min read Income Protection Insurance
income protection for the self employed

Can I Get Life Insurance with a Pre-Existing Health Condition?
life insurance with a pre-existing illness text on image of open bottle of pills
Don't worry, it's possible to get life insurance with a pre-existing condition but for your own sake, please use a broker who deals with ALL of the life insurance providers

I cannot stress how important this is.

If you approach a broker after you've been declined, postponed or had your premium increased then you have a problem as you'll face this question on all subsequent applications:
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June 27 2024 4.5 min read Life Insurance
life insurance with a pre-existing illness text on image of open bottle of pills

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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