The Lion Life Insurance Blog

Sometimes finding information on government websites can feel a bit like a hero’s journey straight out of your favourite fantasy novel.

Start on one website, end up on six different sites, pick up a stray Hobbit, pass through Mordor, defeat Sauron, and land on a page that’s meant to help – and yet you’ve still no idea what counts as a qualified adult and what all the numbers in front of you means.

All you want to do is figure out how to protect yourself if you got sick. And yet…what’s all this gobbledegook and either/or logic around PRSI and relevant tax years?

Thrombocytopenia – granted it’s a big word, even bigger than marmalade, but it simply means you suffer from a low blood platelet (thrombocyte) count. It happens when platelets are lost from circulation faster than they can be replaced from the bone marrow where they are made.

But I guess you know this already so you’re wondering how it will affect your chances of getting life insurance or mortgage protection.

Listen up, here’s the deal:

Each year, approximately 10,000 Irish people have a stroke.

One in five people will have a stroke at some time in their life.

I'm not trying to scare you with these facts just to reassure you that you're not alone...and that you've come to the right place.

A few schemes are supposed to help first-time buyers take that precarious first step onto the property ladder, such as the Help to Buy Scheme and the Local Authority Homeloan Scheme.

But what’s this?

Instead of building more actual houses, our esteemed leaders have dreamed up a shiny new scheme to help you own your own home!

Introducing the First Home Scheme

Life insurance is crucial in protecting your family in case the worst should happen, but you might have to jump through some hoops in order to get it.

If you have a heart condition, you may be surprised by how difficult obtaining life insurance can be.

The good news is that there are several ways to get life insurance if you have a heart condition that will meet your needs.

When it comes to buying  a home with a mortgage, one thing is for sure: you'll need Mortgage Protection.

But what if you're on the autism spectrum?

Does getting Mortgage Protection Insurance become a more challenging puzzle to solve?

Not necessarily.

With the right approach and a bit of guidance, securing Mortgage Protection if you have been diagnosed with autism should be straightforward.

Chronic illnesses are shit – there’s no two ways about it.

Everyone knows someone who has a chronic illness. Your neighbour who has diabetes. Your mam and her MS. Your childhood best friend who you haven’t seen for years who has Crohn’s.

Or maybe you’re the one with the chronic illness and that’s why you’re on this blog.

According to the HSE, about one million people in Ireland suffer from one of diabetes, asthma, COPD, or cardiovascular disease.

That’s almost a quarter of the population – so why aren’t we talking more about the reality of a chronic illness?

You’ve been called for a life insurance medical exam with your GP or a nurse screening.

Your first question is probably ‘why?’

Your second is likely ‘what are they gonna do to me?’

Well, reader, strap on your seatbelt and buckle in.

You may be worried about applying for mortgage life insurance with epilepsy.

You've come to the right place.

We've helped lots of our friends get cover with the least amount of hassle - here's our quick guide.

Everything you need to know about Mortgage Protection Insurance (MPI) for the Local Authority Home Loan Scheme is right here in this article.

And if you have been refused by New Ireland / Cornmarket, we can help you!