The Lion Life Insurance Blog

Are you ready for some truth?

You're screwed if you can't work.

And if you have a family who depends on your income, well they're fecked too.

Imagine trying to pay the mortgage, all the bills and live on illness benefit of €200 per week.

Impossible.

That's why protecting your income is the most grown-up thing you can do especially if...

Cohabiting couple.

It’s surely the unsexiest way of referring to living with your other half. Second possibly only to ‘living in sin’ – but even that has a certain ring to it, doesn’t it?

And sure, you might be perfectly happy in your unwedded bliss – but you do need to consider certain ramifications when it comes to tax.

Are you:

struggling to understand funeral insurance
worried you're going to put the wrong cover in place
fed up trying to make sense of different quotes

If so, this article will help clear things up.

Some people find it difficult to see the value of life insurance if there is no payout on death.
And I could bang on about things like peace of mind and the value of knowing your loved ones are ok should the worst happen
But instead, let's look at what I call living benefits of life insurance (or what you can get while you're still above ground)

Imagine you were diagnosed with a serious illness? How much would you value a free second opinion from one of the world's leading doctors?

If you have a policy with Aviva, you have access to just that.

While financial planning sounds like something only the rich do, there’s a lot to be said for it.

And I know it all sounds desperately dull.

Still, proper financial planning = being able to spend your money without freaking out about whether you can afford to.

We have a handy calculator here to help you plan.

On a random scroll through some social media, I saw a picture entitled working from home looks like this

Of course, I can't find it now or I'd share it with you.

Anyway, it was a fella sitting on the couch, in his pants, laptop precariously balanced on his lap with his two children, no more than 18 months old dragging out of each leg.

I'm sure you've seen millions of these WFH images, in fact, you could probably send me your own personal version.

Same here, I had seen loads of these before and had quickly scrolled past, but this one brought me back in time.

And I wondered how I would have coped if my kids (now 10, 7 and 7) were 4, 1 and 1 and we were in LOCKDOWN.

Myself, Hannah and three tiny drunk people all at home at the same time...

Today is the day we're training to meet Mike Tyson in the ring.

If you ever did meet Tyson in the ring, there's a good chance you're not coming out alive.

So for this particular conversation Tyson is death, I'm your trainer and we're here to ready you for the day Tyson comes a callin'.

Hopefully, it never happens.

So we have the chats, talk about income replacement, see how much cover you need to take care of your family. We calculate a figure, discuss the different insurers, settle on a premium. You're happy, I'm happy. We put €1m cover in place, shake hands and hope for the best.

Two years later...

It may have come as a huge shock to be declined or postponed.

In this article, I discuss the reasons why this has happened.

And what you can do about it.