Lying on a life insurance or mortgage protection form might feel harmless — but it’s the #1 reason claims get declined.

Irish Life paid 99% of death claims in 2024. The 1%? All due to non-disclosure.

Here’s what really happens if you “massage” your application.

Becoming a parent changes everything — including how you think about money.

Life insurance for parents in Ireland makes sure your family stays financially secure if the worst happens.

This guide covers how much cover you need, the difference between life insurance and mortgage protection, whether both parents need cover (spoiler: yes), and why income protection often matters more than serious illness cover.

Confused about the difference between term life and whole of life insurance?

We break it down in plain English — costs, pros, cons, and which option might suit you best in Ireland.

So let’s try and decipher what’s going on.

Only have mortgage protection? Haven’t reviewed your cover in years? You may be underinsured. Here are 5 warning signs and how to fix them.

Think life insurance always pays out?

Not quite.

Learn about the only real exclusion in Ireland — and what to watch out for on serious illness and income protection.

Most life insurance claims are paid — but not all.

Here’s why claims get declined in Ireland and what you can do to avoid a payout being refused.

Cast your mind back to History class in school and the epic battles of our time. 

The Battle of Hastings.

The Siege of Stalingrad.

The Invasion of Normandy.

 Millions fought in bloody, awful wars.

And now we have the Battle of the Brokers, where a man on the internet will compare Life Insurance brokers so you can choose which one is right for you. 

It’s scintillating stuff, folks.

Did you know we have one of the highest death taxes in the world here in Ireland.

It's more commonly known as inheritance tax.

It takes one third of what you intended to leave behind for your kids and gives it to The Taxman instead...unless you put a plan in place to pay that inheritance tax.

Nobody wants to think about what will happen when you exit stage left but, as boring as it can be, preparation is always key.

So you're paying your premium monthly towards your life insurance, serious illness cover and income protection, but what happens when you or your loved ones need to claim on that policy?

You’ve just got married, and you’re already thinking about your other halves’ potential death.

How very Henry the VIII of you.

In all seriousness, getting married is a big deal. Of course, it is – there’s nothing quite like standing up in front of your friends and families and pledging your love to someone forever.