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What is a Life Insurance Trust in Ireland?

A life insurance trust lets the payout from your policy go directly to chosen beneficiaries instead of becoming part of your estate.

Here’s how trusts work in Ireland.

Life Insurance Loading: Why Your Premium Was Increased

A life insurance loading means your premium has been increased because an insurer believes the risk of a claim is higher than average.

Different insurers assess risk differently, which means another insurer may offer the same cover at a lower price.

How Do Life Insurance Brokers Get Paid in Ireland?

A clear explanation of how life insurance brokers are paid in Ireland, how commission works, and why underwriting matters more than commission structure.

Is Laya Life Insurance The Right Option | 2026 Review

A clear review of Laya life insurance and how it compares to broker-arranged cover.

Learn the structural differences, flexibility options and when advice makes a difference.

What Is a PMAR? (Private Medical Attendant’s Report)

A PMAR is a Private Medical Attendant’s Report requested by insurers during underwriting.

It can delay applications but doesn’t mean you’re declined. Learn when it’s required and when it can sometimes be avoided.

How to Answer Life Insurance Application Questions Properly in Ireland

Applying for life insurance in Ireland?

Here’s what questions insurers actually ask, how to answer medical and health questions properly, and why the order you apply in can affect your outcome.

Can You Have Multiple Life Insurance Policies in Ireland?

You can legally hold more than one life insurance policy in Ireland.

But applying to multiple insurers without a clear strategy can affect your future options.

Here’s when splitting cover makes sense and when one well-chosen insurer is better.

Life Insurance Indexation in Ireland: What It Is and Whether It’s Worth It

Indexation grows your cover annually, but premiums often rise faster.

Over time that gap compounds.

Here’s what it really costs and when it makes sense

Life Insurance for Single People in Ireland: Do You Really Need It?

If you’re single with no kids, you might not need life insurance yet.

But that doesn’t mean you don’t need protection.

For most single people, income protection is the real priority.

Here’s how to decide what actually matters.

Life Insurance in Tullamore – National Advice from a Local Broker

Tullamore-based life insurance broker serving clients across Ireland.

No awkward meetings, just straightforward advice on life insurance, mortgage protection, income protection and serious illlness cover done properly.

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057 93 20836

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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