If you fancy yourself as the next James Bond and you’ve been wondering how your passion for adrenaline-pumping pastimes could affect your life insurance premiums, you’re in the right place.

Most people want to spend as little as possible on life insurance and mrotgage protection.

And that's fair enough, I'm one of them.

But if you spend your weekends lobbing yourself out of a plane, diving into the ocean deep, or spinning your wheels on the Motorcross track, then I’m pretty sure you're not going to quit those hobbies just to get a cheaper quote.

So how much more are you looking at?

Life insurance is great and all, but if you've found this page, you only have one thing on your mind.

So, let's deal with the elephant in the room:

How much will it cost if you have a dangerous job?

Many people view life insurance as nothing more than a transaction—you give the insurer money, and the insurers pay you money if you die.

But what if we saw it as more than just paperwork?

What if we saw it for what it really is – a protective bubble around your family finances, ensuring the ones you love the most are secure regardless of what happens to you?

Life insurance in your 30s and 40s is all about timing.

The younger you are, the cheaper it is — wait too long and you could pay twice as much for the same cover.

Real 2025 quotes, clear examples, and tips to keep costs down.

Funeral insurance helps your family cover the cost of your send-off without leaving them out of pocket.

Here’s how it works in Ireland, what it costs, and how it compares to whole-of-life cover.

Having a baby is just about the most adult thing you do.

It’s also wildly rewarding, even if it doesn’t feel like it when they’ve thrown their dinner on the floor (just after you mopped it) or they’ve somehow managed to paint their entire body in a strange concoction of food things (just after you bathed them).

Never estimate the amount of damage a small child can do in five minutes.

They’re also expensive...

Becoming a parent changes everything — including how you think about money.

Life insurance for parents in Ireland makes sure your family stays financially secure if the worst happens.

This guide covers how much cover you need, the difference between life insurance and mortgage protection, whether both parents need cover (spoiler: yes), and why income protection often matters more than serious illness cover.

Think you can’t get life insurance in your 60s?

You can.

Here’s when over 60s life assurance makes sense — and the smarter options most people miss.

Blood cell disorders impair the formation and function of either red blood cells, white blood cells or platelets.

Red blood cells transport oxygen to organs and tissues.

White blood cells fight infections.

Platelets help the blood to clot.

In this article we look at how each type of blood disorder will affect your application.

Most of us dodge the life-insurance chat like it’s small talk at a wake.

It feels awkward, a bit morbid, and full of jargon nobody explains.

But life insurance isn’t about death — it’s about security. It’s the promise that, if something happens to you, the people you love can keep the lights on and the mortgage paid.

In this post, I break down the five most common excuses people use to avoid life insurance — from “I’m too young” to “It’s too expensive” — and show why none of them really hold up.

Grab a cuppa, have a read, and finally tick this one off your list.

Your future self (and your family) will sleep better for it.