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Life Insurance Claims in Ireland (2026 Update): Do Insurers Really Pay Out?
Think insurers never pay out?

In Ireland, they actually do — about 98 % of life insurance claims are paid every year.

This post breaks down the small print behind the 2 %, why claims sometimes get refused, and how to make sure yours isn’t one of them.
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March 31 2026 3 min read Life Insurance

Newlywed’s Life Insurance | The Essential Guide
Getting married usually means your finances are now linked.

This guide explains how life insurance works for newlyweds in Ireland, including mortgage protection, dual life cover and income protection.
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March 16 2026 Life Insurance

Smoking & Life Insurance in Ireland
If you smoke or vape, life insurance in Ireland can cost up to twice as much as non-smoker cover.

This guide explains how insurers define a smoker, how vaping affects premiums, and how you can switch to cheaper non-smoker rates after quitting.
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March 13 2026 4 min read Life Insurance Mortgage Protection Insurance

Vhi Life Insurance & Mortgage Protection Review (2026)
Vhi offers simple life insurance underwritten by Zurich Life.

It can work well for healthy applicants who want quick cover, but the policy has stricter age limits and less flexibility than broker-arranged alternatives.
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March 10 2026 5 min read Life Insurance

How Long Should You Take Life Insurance For?
How long should life insurance last?

In Ireland most policies run until your youngest child becomes financially independent or your mortgage is cleared.

Here’s how to choose the right policy term.
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4 min read Life Insurance

What is a Life Insurance Trust in Ireland?
A life insurance trust lets the payout from your policy go directly to chosen beneficiaries instead of becoming part of your estate.

Here’s how trusts work in Ireland.
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March 6 2026 4 min read Life Insurance

Life Insurance Loading: Why Your Premium Was Increased
A life insurance loading means your premium has been increased because an insurer believes the risk of a claim is higher than average.

Different insurers assess risk differently, which means another insurer may offer the same cover at a lower price.
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March 5 2026 4 min read Life Insurance

How Do Life Insurance Brokers Get Paid in Ireland?
A clear explanation of how life insurance brokers are paid in Ireland, how commission works, and why underwriting matters more than commission structure.
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March 2 2026 3 min read Life Insurance

Is Laya Life Insurance The Right Option | 2026 Review
A clear review of Laya life insurance and how it compares to broker-arranged cover.

Learn the structural differences, flexibility options and when advice makes a difference.
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March 1 2026 5 min read Life Insurance

What Is a PMAR? (Private Medical Attendant’s Report)
A PMAR is a Private Medical Attendant’s Report requested by insurers during underwriting.

It can delay applications but doesn’t mean you’re declined. Learn when it’s required and when it can sometimes be avoided.
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February 28 2026 6 min read Life Insurance

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