Learn how common health issues like diabetes, mental health, obesity and family history can impact the cost, and sometimes the chances. of getting mortgage protection and life insurance.

We explain how to give yourself the best chance of cover.

You can get life insurance in Ireland with a pre-existing condition — the key is choosing the right insurer and applying in the right order.

Some insurers are far more understanding than others.

Here’s how to avoid unnecessary loadings, postponements or declines.

Need life insurance but don't fancy getting prodded and poked by a doctor?

That's understandable.

You'll be glad to hear you can get cover without a medical

Think insurers never pay out?

In Ireland, they actually do — about 98 % of life insurance claims are paid every year.

This post breaks down the small print behind the 2 %, why claims sometimes get refused, and how to make sure yours isn’t one of them.

Nobody wants to think about what will happen when you exit stage left but, as boring as it can be, preparation is always key.

So you're paying your premium monthly towards your life insurance, serious illness cover and income protection, but what happens when you or your loved ones need to claim on that policy?

If you fancy yourself as the next James Bond and you’ve been wondering how your passion for adrenaline-pumping pastimes could affect your life insurance premiums, you’re in the right place.

Most people want to spend as little as possible on life insurance and mrotgage protection.

And that's fair enough, I'm one of them.

But if you spend your weekends lobbing yourself out of a plane, diving into the ocean deep, or spinning your wheels on the Motorcross track, then I’m pretty sure you're not going to quit those hobbies just to get a cheaper quote.

So how much more are you looking at?

Life insurance is great and all, but if you've found this page, you only have one thing on your mind.

So, let's deal with the elephant in the room:

How much will it cost if you have a dangerous job?

Many people view life insurance as nothing more than a transaction—you give the insurer money, and the insurers pay you money if you die.

But what if we saw it as more than just paperwork?

What if we saw it for what it really is – a protective bubble around your family finances, ensuring the ones you love the most are secure regardless of what happens to you?

Life insurance in your 30s and 40s is all about timing.

The younger you are, the cheaper it is — wait too long and you could pay twice as much for the same cover.

Real 2025 quotes, clear examples, and tips to keep costs down.

Funeral insurance helps your family cover the cost of your send-off without leaving them out of pocket.

Here’s how it works in Ireland, what it costs, and how it compares to whole-of-life cover.