An underactive thyroid means your thyroid gland, located in the neck, does not produce enough hormones.

You'll be glad to hear it shouldn't affect your life insurance once it's been treated, without complications, by medication.

Need life insurance but don't fancy getting prodded and poked by a doctor?

That's understandable.

You'll be glad to hear you can get cover without a medical

Sick days are inevitable, the flu, a pulled muscle, a heavy night - don’t look at me like that!

But did you know that legally, you are entitled to exactly ZERO sick days?

Shocking isn’t it?

And if you work as a chemist or can call yourself a pharmacist, you're in the same boat as everyone else.

Tick tock.

Do you hear that?

That’s the sound of your life getting shorter, second by second.

Okay, so that’s a bit dramatic – but it’s true.

To answer the heralded question in the blog title: now is the best time to get Life Insurance.

One of the most popular searches around Life Insurance is ‘is Life Insurance a scam?’ If you Google it, you’ll get a whole bunch of results – some of which include helpful articles on spotting or avoiding such a scam.

The vast majority of the time, Life Insurance is a fair deal.

I’m all about honesty at Lion so let’s take a crack at some of the biggest myths around Life Insurance.

Life insurance is great and all, but if you've found this page, you only have one thing on your mind.

So, let's deal with the elephant in the room:

How much will it cost if you have a dangerous job?

If you fancy yourself as the next James Bond and you’ve been wondering how your passion for adrenaline-pumping pastimes could affect your life insurance premiums, you’re in the right place.

Most people want to spend as little as possible on life insurance and mrotgage protection.

And that's fair enough, I'm one of them.

But if you spend your weekends lobbing yourself out of a plane, diving into the ocean deep, or spinning your wheels on the Motorcross track, then I’m pretty sure you're not going to quit those hobbies just to get a cheaper quote.

So how much more are you looking at?

You might have been worried about clicking on this page.

There's no need.

Blood clots are run-of-the-mill.

Yes, sometimes they’re serious, but usually not life-threatening.

But as with anything health-related, you're wondering if that blood clot will affect your chances of getting life insurance or mortgage protection.

If you're the main earner in your home and you've been flip-flopping over the idea of getting a life insurance policy, well, you're in the right place.

Life insurance is the only backup plan to protect your family financially and maintain the lifestyle you provided for them.

Whether you are the sole earner in your household or bring home more than your partner, you know how much your family rely on your steady income.

It keeps them housed, fed, clothed and watered.

Family life is expensive.

Getting a mortgage was a cinch in olden times (the noughties).

Deposit? Pah - 100% mortgages were the norm.

3.5 times income? Pfff -  Borrowing 8 times income was a breeze

You could even self-certify your earnings!

Yeah, I know, it didn't end well, and this laxer lending made the Central Bank more cautious when laying down Ireland's current mortgage lending rules.

But are things changing?