Award-Winning Life Insurance Blog for Tips, Tricks and Advice | Lion.ie
Complete Financial Questionnaire

The Lion Life Insurance Blog

3 Ways You May Be Underinsured For Life Insurance

WARNING : There are three immediate threats to your family's safety. Death, illness and injury.

GOOD NEWS : You can plan against all three.

In this article, I'll show you how.

Skin Disorders and Life Insurance

Generally, a skin disorder won't affect your mortgage protection or life insurance price.

However, if you are looking for income protection, the insurer may exclude your skin condition as a reason to claim.

That's why it is essential you choose the correct insurer for your skin complaint.

Addison’s Disease and Life Insurance

Getting life insurance or mortgage protection if you have Addison's Disease should be fairly straightforward.

The only time our clients have had an issue is when they have been recently diagnosed (less than six months ago).

In such a case, the insurer is likely to postpone offering cover until the six months are over.

Income Protection for Accountants

Ah, accountants, the sort you wouldn’t want to corner you at a party because, well, yawn.

All those debits and credit swimming around your brain have replaced the chit-chat leaving only tax rebates and allowable income small talk, right?

You know I’m only messin.

After all, I peddle life insurance for a living, so accountancy is a relative blast. I make you look like a veritable rock star at a party.

Accountants, I tip my hat to you, you wonderful bunch of money savers.

Without you, I’d be slogging away come tax season, holed up in my cave, throwing papers around like a loon.

First Time Buyer Glossary

You know what they say.

If you want to walk the walk you have to talk the talk.

But, unless you understand the talk, it’s all just a bunch of gibberish that will melt your brain and have you snoring within seconds.

Buying your first home is a big step. It’s exciting, so celebrate.

However, it doesn’t come with a handbook unless your potential mortgage provider's services book is what you're thinking about.

Life Insurance Exclusions – What’s Not Covered By Life Insurance Policies?

When we dive headfirst into life insurance, we tend to focus on all the things we can get from our policies.

Like how much money your family will get, what the policy covers, and most importantly, how much we have to hand over for the pleasure of knowing we're financially safe should the shit hit the proverbial.

You wouldn’t buy a house without knowing what it came with and how much your mortgage repayments are; tis the same for your life insurance policy.

But what about the things you don’t get?

You probably want all the deets on that too.

So, let’s get personal and work out what kind of life insurance exclusions you may be able to preempt.

Get in touch

057 93 20836

Ask a question

Reviews

Don’t know where to start?

Have a nose through our free life insurance guides

View our guides

Life Insurance Quotes - Free and Easy!

As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

Watch our video