The Lion Life Insurance Blog

Life insurance is life insurance, right?

Well, no.

It would make far more sense for insurers to create one singular type of life insurance to avoid confusion and complication.

But if we know anything, it’s that insurance companies love complexity.

So let’s try and decipher what’s going on.

A little birdie told me that you’re holding back on life insurance because you’re worried about discussing some health issues you have.

That’s awful, but I understand.

First, any insurance broker worth their salt shouldn’t make you feel uncomfortable about personal health issues, but I’m sure this won’t quell the fear.

So how about if I told you one of our rather clever insurers now offers an app that means your broker has ZERO access to your medical information.

That’s right.

With Appy, a new medical underwriting app, insurance advisors have less involvement in your medical history.

Next in the firing line is New Ireland’s mortgage protection insurance.

I do love a good review article and you are going to love this one.

OK, love is probably a bit of a strong word choice.

Nobody loves insurance but look if you're getting a mortgage, you need mortgage protection so let's suck it up and get through this.

The most common forms of arthritis we advise on are Osteoarthritis, Psoriatic Arthritis, Reactive Arthritis. Ankylosing spondyloarthritis, Juvenile Arthritis, Palindromic rheumatism, Axial spondyloarthritis and Rheumatoid Arthritis.

When underwriting applications, the insurers are most concerned with symptoms, medication and planned surgeries.

Here's our guide to getting covert at the best price with the least amount of hassle.

What is a Mortgage Exemption or Exception?

You know those sneaky little loopholes that make getting a mortgage that little bit easier.

Well, there are a couple of exemptions that may help you get your foot on the property ladder but what are they and how do you even convince a mortgage lender to give you one?

WARNING : There are three immediate threats to your family's safety. Death, illness and injury.

GOOD NEWS : You can plan against all three.

In this article, I'll show you how.

Generally, a skin disorder won't affect your mortgage protection or life insurance price.

However, if you are looking for income protection, the insurer may exclude your skin condition as a reason to claim.

That's why it is essential you choose the correct insurer for your skin complaint.