If you suddenly find yourself in the incredibly fortunate position of being able to pay off some of your mortgage due to:

careful planning,
an unexpected windfall
or Aunty Muriel’s sudden demise, what happens to your mortgage protection?

In this blog, we investigate your options.

I’m not going to tell you not to smoke.

I’m not your ma.

I’m also not going to tell you about the health risks, because we all already know. After all, we’ve seen the big rotten tumour on the fag packets.

I am going to tell you that smoking makes your Life Insurance premiums more expensive.

And don’t think you’re not included in this one too, holier-than-thou-vape-smokers. While your vape may smell like cotton candy or whatever notion-y flavour you’ve gone for, the insurers will charge you more too.

How much is mortgage protection insurance in Ireland?

The average cost of mortgage protection in Ireland is €23.46

And that concludes this blog post.

Have a nice life.

But what if you're not average, what if you're remarkable like most of our clients?

Well then my friend, I urge you to read on.

After months of stress with mortgage approval and finding a place you's like to call home, you're finally sale agreed and ready to close.

It should be a breeze from here.

All you need to do is arrange your home insurance and mortgage protection - your bank said that would only take a few days.

But what the bank failed to mention was the bajillion health questions on the mortgage protection application form and what would happen if you answered yes to any of them.

You're looking for mortgage protection.

You're a first time buyer.

You've come to the right place

Welcome to THE most comprehensive guide to mortgage protection on t'internet.

Learn:

where to buy the best mortgage life insurance policy
why you should never add serious illness cover to your policy?
how to avoid 33% tax if you're not married

And much more more

Without mortgage protection you can't get a mortgage so it should be the first thing you arrange when you're getting mortgage ready.

In this blog we look at potential hurdles such as health issues and medical appointments.

Eeek! The dreaded ‘New Years Resolution’ period is in full swing and if previous years are anything to go by most of us will be hanging up our newly bought gym ware, picking up the wine, and having buyers remorse when the postie lands a parcel the size of Everest at our front door by the end of next week.

But can your NY resolution affect your life insurance?

If you're getting a mortgage, you need mortgage protection.

You're going to be paying the premiums for 35 odd years so you might as well buy the best.

In this blog, we compare all the policies of offer so you can make an informed choice.

Let's drive on.

1 in 5 Irish people live in rented accommodation.

If you're one of them, you need to read this.

Or don't and just go and get some income protection asap.