Buying your first home?

This plain-English glossary breaks down all the confusing bank speak — from AIP and LTV to mortgage protection and structural surveys — so you can buy with confidence (and without needing a translator).

Birthdays are important because age is the one thing that will always increase the cost of your cover

You might say:

But what about smoking

I say:

Good point but you can always quit and make yourself a non-smoker.

You can’t make yourself younger.

Or can you?

Looking at Irish Life for mortgage protection?

Here's an honest 2025 review covering prices, extras like illness cover, and how they compare to other insurers in Ireland.

You’re probably buzzing about your new home – but before you pop the champagne, make sure you’re not handing your life insurance payout straight to the bank.

Here’s how to avoid the most common mortgage protection mistake in Ireland.

One of the big questions that seem to be coming up more and more when folks like yourself are starting their way on their life insurance journeys is whether genetic test results can affect your life insurance premiums.

Logically, you’d think they would.

Let's throw logic in the bin.

Finding a reliable solicitor in Ireland isn't an easy job.

It's like searching for a needle in a haystack, blindfolded, wearing boxing gloves.

Don't get me wrong, there's a rake of solicitors out there who have your best interests at heart and treat you like an actual person instead of billable hours, but it's not easy and can be pretty overwhelming.

So we've done the heavy lifting for you and made a list!

For millennia, philosophers have mused the difference between Life Insurance and Mortgage Protection.

Well, they haven’t, but I’m giving you the answer. 

Buying mortgage protection insurance should be quite straightforward.

But after taking advice from the bank, your friends, your family, your colleagues and some random you met down the vegetable aisle, your head is melted.

Don't worry, I'm here to set you straight.

Here's what you need to know before you sign on the dotted line for mortgage protection insurance:

You're almost there.

The bank has eventually given you mortgage approval.

You've found your dream home.

The vendor has accepted your offer.

Now all you need to do is meet with your bank and buy their mortgage protection, right?