Mortgage Protection Insurance Archives - Lion.ie
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Mortgage Protection Insurance

Switching Banks? Here’s What Happens to Your Mortgage Protection

If you’re switching mortgage lenders, your mortgage protection may still work but increasing the loan or extending the term can trigger new underwriting.

Here’s what to check before cancelling anything.

First Time Buyer Mortgage Protection Insurance Ireland

First-time buyer and feeling overwhelmed? Let’s simplify the insurance part - what’s legally required, what’s optional, and how to avoid last-minute mortgage stress.

Where Can I Get Mortgage Protection Quickly?

If you need mortgage protection urgently, it may still be possible to get cover issued quickly.

The real risk isn’t speed.

It’s rushing the application and triggering delays or underwriting issues at the worst possible moment.

The One Plan & Bank-Bundled Insurance: What You’re Not Told

Banks often bundle mortgage protection, life cover and Bill Pay into one policy during the mortgage process.

This guide explains what’s really included, who owns the policy, and why Bill Pay is often mistaken for income protection.

When Should You Apply for and Start Your Mortgage Protection Policy?

You should apply for mortgage protection as soon as you go sale agreed.

You should issue your mortgage protection policy before you sign binding contracts.

This is the only way to avoid the heartache of not being able to buy your home due to an unexpected health issue.

Mortgage Protection Insurance for Cancer Survivors in Ireland

If you’ve had cancer and you’re applying for mortgage protection in Ireland, the rules have changed.

This guide explains how the Code of Practice works, who qualifies, what still needs to be disclosed, and where applications can become more nuanced.

The First Home Scheme and Mortgage Protection

If you’re buying using the First Home Scheme, your bank will still require mortgage protection — but the scheme itself doesn’t.

That matters more than most people realise.

How Chronic Illness Can Affect a Mortgage Application

Look, having a health condition sucks — it just does.

But it shouldn’t stop you getting a mortgage.

Only in very rare cases will an insurer say no; most people are approved once the insurer understands the condition.

Getting Mortgage Protection or Life Insurance if you’re HIV Positive

Living with HIV no longer means being locked out of life insurance or mortgage protection.

Treatments are effective, life expectancy is normal, and Irish insurers are finally catching up.

Here’s what getting covered really looks like in 2025 — and how to find the insurer who’ll say yes.

Life Insurance with Thyroid Conditions (2025 Guide)

Got an underactive or overactive thyroid? Good news — you can still get mortgage protection or life cover at normal rates once your condition’s under control.

Here’s how Irish insurers really assess thyroid issues, and how to get the best deal without the medical drama.

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