Think life insurance always pays out?

Not quite.

Learn about the only real exclusion in Ireland — and what to watch out for on serious illness and income protection.

Birthdays are important because age is the one thing that will always increase the cost of your cover

You might say:

But what about smoking

I say:

Good point but you can always quit and make yourself a non-smoker.

You can’t make yourself younger.

Or can you?

Back pain won’t usually affect your life insurance, but income protection is a different story.

Here's what insurers look for and how to get cover without drama.

Most life insurance claims are paid — but not all.

Here’s why claims get declined in Ireland and what you can do to avoid a payout being refused.

Thinking about Zurich Life for your income protection?

We break down their top benefits — including early intervention, hospital cover, and salary top-ups — and compare them to Aviva, Royal London, and more so you can choose with confidence.

Looking at Irish Life for mortgage protection?

Here's an honest 2025 review covering prices, extras like illness cover, and how they compare to other insurers in Ireland.

You’re probably buzzing about your new home – but before you pop the champagne, make sure you’re not handing your life insurance payout straight to the bank.

Here’s how to avoid the most common mortgage protection mistake in Ireland.

Think you’re uninsurable because of kidney disease?

You’re not.

Whether it’s CKD, PKD, or a transplant — we’ve helped people just like you get covered.

No sugar-coating, no nonsense. Just proper advice from people who knows how underwriters think.

Illness — the sneaky bastard — has no manners.

It doesn’t text ahead or pencil itself into your Google Calendar.

One day you're grand, the next, at 3am you're googling “what does a heart attack feel like”

And it’s not just the big hitters — heart attacks, cancer, strokes — it’s the mental ones too: anxiety, burnout, depression.

The stuff your da used to call “being a bit soft” until he had that panic attack in SuperValu.

Here goes...