The Lion Life Insurance Blog

Here’s the thing: if you have a family or dependents of any kind, you’d be a fecking eejit not to consider Life Insurance.

There, I said it.

A fecking eejit, no less. 

It’s simple: if you died, your income would disappear. Of course, your other half or kids would be devastated. But in cold, real terms, what happens after the dust has settled and they’re left struggling because you never got around to sorting insurance? 

Their financial security is the biggest motivation I can give you for getting Life Insurance, but let’s look at a couple more reasons too.

But what happens if you can’t work for a long time? Maybe you’re in a car accident or experience depression or fall ill. That magic money machine is about to stop chugging out the good stuff.

It’s why Income Protection is so important.

But if you’re someone who works a job that insurers categorise as risky, you might be facing massive, stonking premiums.
Which might lead you to believe insuring your income is out of reach.

This is where Wage Protector can help.

Cast your mind back to History class in school and the epic battles of our time. 

The Battle of Hastings.

The Siege of Stalingrad.

The Invasion of Normandy.

 Millions fought in bloody, awful wars.

And now we have the Battle of the Brokers, where a man on the internet will compare Life Insurance brokers so you can choose which one is right for you. 

It’s scintillating stuff, folks.

Generally, there are two types of dangerous jobs:

Sexy, movie-type dangerous jobs such as bank robbers and ninjas and assassins, like in Mr and Mrs Smith, where Brad Pitt and Angelina Jolie try to murder each other a bunch. But, like, sexily.

And then there are insurance-type dangerous jobs.

Which: not sexy.

The kind of job that will make an insurer rankle and rub his chin and ponder,

- hmmm, now I don’t know about that.

You may be worried about applying for mortgage life insurance with epilepsy.

You've come to the right place.

We've helped lots of our friends get cover with the least amount of hassle - here's our quick guide.

Some things in life will make you sit back and take stock of everything.

Getting married. Having kids. Your favourite team winning the Champions League and Premiership in the same season (as a Gooner, I'll never EVER know how that feels)

Those are the good ones.

But the flip side is correct too: a sudden death, cancer, or an accident can leave you reeling. Especially if it’s something like a car crash that can hit so entirely out of the blue.  

Income protection is the Daddy of all protection products.

If you don't have it through work, you're a lunatic if you don't buy your own policy.

Seriously, think about what would happen if your income stopped long term.

Stick a few quid away on income protection and breathe easy knowing you're covered.

While being a dentist might not be up there with bomb disposal in the grand scheme of stressful jobs, it’ll come as no surprise to you that Income Protection claims for dentists are on the rise. 

It’s simple: you spend your working day bent over and staring into people’s gobs – which is a divil altogether for back problems. And that’s before we mention rising stress levels and decreasing job satisfaction. 

Put these factors together, and you could end up facing a stint out of work with no money coming in.

And then what happens?

When researching income protection, customers often ask us this question:

Will the insurance company help me to get back to work?

Here's the answer:

You're looking for mortgage protection.

You're a first time buyer.

You've come to the right place