The Lion Life Insurance Blog

For decades, HIV was a ruthless killer, savaging entire communities.

Thankfully, we’ve come a long way since, both in terms of treatment and response.

According to Sexualwellbeing, 6,000 people live with HIV in Ireland and are getting on with their lives as normal. You may be one of them – and if you are, you may be considering buying a house or getting life insurance because you’re at that time in your life.

Today, I will look at that very topic in this article.

Thankfully, we’ve come a long way since, both in terms of treatment and response.

Oh our brilliant nurses, without you wonderful bunch I don’t know where half of us would be.

Dead probably.

Since you are the backbone of the medical world it’s surprising how tight our government is when it comes to paying you what you’re worth - but we won’t delve into that too deeply right now because if I start I don’t reckon I’ll be able to stop myself.

I can’t pay you more or swindle you a rock-star salary deal but what I can do is make sure you get paid if you get sick.

Your No Bullshit Guide to Income Protection

Based on questions I have been asked over the years.

Enjoy!

Buying a house, as we all know, is a pain in the hole as it involves any number of the following:

Keeping a paper trail.
Dealing with estate agents.
Living at home in the box room with yer ma and da for a year to save a deposit. 
Paperwork. 
Dealing with estate agents.
More paperwork. 
Budgeting for stamp duty and a solicitor.

It’s no wonder you might be tempted just to say ‘feck it’ and go with your bank when they offer you a Mortgage Protection policy. But don't!

Welcome to THE most comprehensive guide to mortgage protection on t'internet.

Learn:

where to buy the best mortgage life insurance policy
why you should never add serious illness cover to your policy?
how to avoid 33% tax if you're not married

And much more more

An underactive thyroid means your thyroid gland, located in the neck, does not produce enough hormones.

You'll be glad to hear it shouldn't affect your life insurance once it's been treated, without complications, by medication.

Need life insurance but don't fancy getting prodded and poked by a doctor?

That's understandable.

You'll be glad to hear you can get cover without a medical

Sick days are inevitable, the flu, a pulled muscle, a heavy night - don’t look at me like that!

But did you know that legally, you are entitled to exactly ZERO sick days?

Shocking isn’t it?

And if you work as a chemist or can call yourself a pharmacist, you're in the same boat as everyone else.

Tick tock.

Do you hear that?

That’s the sound of your life getting shorter, second by second.

Okay, so that’s a bit dramatic – but it’s true.

To answer the heralded question in the blog title: now is the best time to get Life Insurance.

One of the most popular searches around Life Insurance is ‘is Life Insurance a scam?’ If you Google it, you’ll get a whole bunch of results – some of which include helpful articles on spotting or avoiding such a scam.

The vast majority of the time, Life Insurance is a fair deal.

I’m all about honesty at Lion so let’s take a crack at some of the biggest myths around Life Insurance.