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How Chronic Illness Can Affect a Mortgage Application

It’s the dream that’s been drilled into your head since you were a kid. Grow up. Go to college. Graduate with a good degree so you can get a job and, eventually, a house of your own. (Probably after moving home with your folks and living on ham sandwiches so you can save the deposit.) Don’t stop believin’.

Or, to quote the iconic opening of Renton’s monologue in Trainspotting: “Choose life. Choose a job. Choose a career. Choose a family.”
March 20 2019 4 minutes min read Mortgage Protection

How Does Serious Illness Cover Work?

I knew a fella who got a serious illness and the insurer wouldn't pay out.

Ah here, you've to be half dead before it'll pay out.

It's all a scam, I tells ya, A SCAM!! I'm calling Joe...

You might be thinking along these lines too.

And I don't blame you, serious illness cover gets a rough ride as you only ever hear about declined claims

But stay with me and I'll explain how it works.

Who knows, your view might change.
March 13 2019 4 min read Specified Illness Cover

What Types of Illnesses Affect Life Insurance?

Once upon a time Johnny went online for a life insurance quote.

The quote was €26 per month.

Feeling happy with that quote, he decided to apply for life insurance but...

Cancer Insurance is Possible (even if you can’t get serious illness cover)

Quick quiz time. Name the four types of life insurance you can buy.

Go!

You got all four? Well done you (seems you're not just a pretty face)
But what if I told you there was a fifth?
Cancer life insurance - it's like the George Best of the life insurance world.

Life Insurance for Young Families

Having a baby is great (not literally having it of course, us menfolk have to deal with the horrors of manflu, how unfair would the lord above have been to lumber us with pregnancy too).

But those days after baby arrives, they suck...
February 20 2019 5 min read Life Insurance Uncategorized

Your 10 Point Mortgage Protection Insurance Checklist

Buying mortgage protection insurance should be quite straightforward.

But after taking advice from the bank, your friends, your family, your colleagues and some random you met down the vegetable aisle, your head is melted.

Don't worry, I'm here to set you straight.

Here's what you need to know before you sign on the dotted line for mortgage protection insurance:
February 13 2019 6 min read Mortgage Protection

Why Are Life Insurance Claims Not Paid?

Is life insurance a big scam?

Do the insurers ever pay out?

These claim stats may surprise you.

3 Reasons Why You Think You Don’t Need Income Protection (But Actually Do)

If you're like most people, you haven't a clue what income protection is.

It's up there with the

I don't know what a tracker mortgage is...
January 30 2019 3 min read Income Protection

Income Protection for the Self Employed

You and I have something in common.

Apart from being so damn pretty.

Like me, you’re self employed…(or unemployed and bored, why else are you reading this blog post?)

Like me, you’ve taken all the risk – maybe left a cushy role as an employee where where you had the comfort of knowing how much you would get paid every month. You left behind benefits like income protection and death in service. And you waved goodbye to illness benefit from the state should you get sick.

And, like me and “she that must not be named”, you may have felt like this just before you handed in your resignation:
January 23 2019 8 min read Blog Income Protection

How to Be Clever in a World of Stupid Workers

Can I be brutally honest with you?

And I don't mean honest in a "your bum looks big in that" sort of way.

I mean really honest.

Ok?

Here goes...
January 16 2019 6 min read Income Protection

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We’re an online life insurance broker. We compare life insurance quotes for mortgage protection, life insurance, specified illness cover and income protection from all 6 leading life insurance companies in Ireland, instantly and anonymously.

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