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The Lion Life Insurance Blog

Can I Get Life Insurance with Arthritis?

The most common forms of arthritis we advise on are Osteoarthritis, Psoriatic Arthritis, Reactive Arthritis. Ankylosing spondyloarthritis, Juvenile Arthritis, Palindromic rheumatism, Axial spondyloarthritis and Rheumatoid Arthritis.

When underwriting applications, the insurers are most concerned with symptoms, medication and planned surgeries.

Here's our guide to getting covert at the best price with the least amount of hassle.

How to Get Life Insurance or Mortgage Protection if you have Diabetes?

It is difficult to get life insurance with type 1 diabetes but it's not impossible.

We can get you covered at a much lower price than you'll through your bank.

What are the Mortgage Exemption Rules in Ireland in 2022

What is a Mortgage Exemption or Exception?

You know those sneaky little loopholes that make getting a mortgage that little bit easier.

Well, there are a couple of exemptions that may help you get your foot on the property ladder but what are they and how do you even convince a mortgage lender to give you one?

Income Protection for Nurses

Oh our brilliant nurses, without you wonderful bunch I don’t know where half of us would be.

Dead probably.

Since you are the backbone of the medical world it’s surprising how tight our government is when it comes to paying you what you’re worth - but we won’t delve into that too deeply right now because if I start I don’t reckon I’ll be able to stop myself.

I can’t pay you more or swindle you a rock-star salary deal but what I can do is make sure you get paid if you get sick.

Skin Disorders and Life Insurance

Generally, a skin disorder won't affect your mortgage protection or life insurance price.

However, if you are looking for income protection, the insurer may exclude your skin condition as a reason to claim.

That's why it is essential you choose the correct insurer for your skin complaint.

Addison’s Disease and Life Insurance

Getting life insurance or mortgage protection if you have Addison's Disease should be fairly straightforward.

The only time our clients have had an issue is when they have been recently diagnosed (less than six months ago).

In such a case, the insurer is likely to postpone offering cover until the six months are over.

Income Protection for Accountants

Ah, accountants, the sort you wouldn’t want to corner you at a party because, well, yawn.

All those debits and credit swimming around your brain have replaced the chit-chat leaving only tax rebates and allowable income small talk, right?

You know I’m only messin.

After all, I peddle life insurance for a living, so accountancy is a relative blast. I make you look like a veritable rock star at a party.

Accountants, I tip my hat to you, you wonderful bunch of money savers.

Without you, I’d be slogging away come tax season, holed up in my cave, throwing papers around like a loon.

First Time Buyer Glossary

You know what they say.

If you want to walk the walk you have to talk the talk.

But, unless you understand the talk, it’s all just a bunch of gibberish that will melt your brain and have you snoring within seconds.

Buying your first home is a big step. It’s exciting, so celebrate.

However, it doesn’t come with a handbook unless your potential mortgage provider's services book is what you're thinking about.

Life Insurance Exclusions – What’s Not Covered By Life Insurance Policies?

When we dive headfirst into life insurance, we tend to focus on all the things we can get from our policies.

Like how much money your family will get, what the policy covers, and most importantly, how much we have to hand over for the pleasure of knowing we're financially safe should the shit hit the proverbial.

You wouldn’t buy a house without knowing what it came with and how much your mortgage repayments are; tis the same for your life insurance policy.

But what about the things you don’t get?

You probably want all the deets on that too.

So, let’s get personal and work out what kind of life insurance exclusions you may be able to preempt.

What’s the Best Age to Buy Life Insurance

Life insurance, mortgages, nasal hair clippers, Spanx.

I remember when these things were for old people.

Now I own three of the four (imagine life without Spanx!).

Now I am old.

But how old do you need to be for life insurance?

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As Ireland's leading life insurance broker, we specialise in comparing the rates and policies from the top five Irish life insurance providers and offering the very best value quotes to suit the individual needs of our clients. Our expertise lies in finding a suitable insurance plan for those with specific needs, be it a particular illness, occupation or claim history, we've got you covered in every sense!

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